adviser

The Ausure Camping trip wrap up for 2023!

In the ever-evolving business landscape, small and medium-sized enterprises (SMEs) face a unique set of challenges.

Ensuring the security of your financial future, whether it involves safeguarding your loved ones, assets, or business interests, underscores the utmost importance of selecting the appropriate insurance.

In today’s rapidly evolving business landscape, the need for efficient communication and collaboration has never been greater.

I think we all as Insurance Brokers know this all too well, but don’t you get the feeling this rings true more than ever in the market we are experiencing?

Ausure Newcastle have acquired Ausure Mudgee, its second purchase within just days of finalising their purchase of Ausure Byron Bay on August 31.

In today’s world, inflation is an ever-present economic reality. Prices rise, costs escalate, and businesses must adapt to maintain their financial stability.

Ausure Newcastle have acquired Ausure Byron Bay on August 31. The acquisition sees Newcastle grow their footprint along the South East Coast, already having locations in Newcastle, Port Macquarie and Canberra.

As Australia’s climate continues to exhibit its characteristic variability, the threat of El Niño events looms large, underscoring the importance of being prepared.

I’m getting close to 35 years in the industry and there has been so much change, it’s interesting to think back to what insurance was like when I first started and what has changed.

Learning how to manage your workload more efficiently seems like an overwhelming task in itself, but I promise you, once you have the basics every day will seem a little easier.

Ausure Insurance Brokers take the time to understand your insurance requirements so we can provide you with quotes from insurers that provide the cover that is right for you. We will discuss the quotes with you in detail, so you can understand the differences between the policies and make an informed decision based on inclusions as well as budget.

Providing benefits to employees can be beneficial for your business, providing benefits can provide, employee retention, job satisfaction and give you a competitive advantage.

With the cost-of-living crisis on the rise, unexpected and sudden expenses can result in life changing financial strain for every Australian hence, the outcome of insurance claims has never been more important.

Good compliance practices in the general insurance industry in Australia play a crucial role in ensuring a better outcome for clients.

As young Australians embark on their journey into adulthood, they face a multitude of challenges and uncertainties.

As the new financial year commences in Australia, it’s an opportune time to assess and update your insurance policies to ensure they are in line with the latest regulations and best meet your needs

Inflation is an economic phenomenon that affects individuals and businesses alike.

Ausure’s Young Achiever Award was taken out this year by Josh Legudi who runs Ausure Insurance Services with multiple branches across Victoria.

John Wilson, Broking Support Team Leader at Ausure has been kind enough to share some of his worldly Tech wisdom with us, guaranteed to take your IT skills to the next level.

We all know ‘that’ broker who seems to network easily and new business just keeps walking through their door.

Excellent relationships between insurance brokers and underwriting agencies can be vital to achieve great outcomes.

This was the sentiment expressed when Ausure announced CGU won Ausure’s Supplier of the Year – Large Insurer Award for 2023.

This was the sentiment expressed when Ausure announced CGU won Ausure’s Supplier of the Year – Large Insurer Award for 2023.

Planning is well underway for one of the groups favourite events of the year – the annual Ausure Camping Trip.

Astute GI located in Cairns, North QLD, has recently won the award for the Fastest Growing Business within the Ausure Group.

Opening a new restaurant is an exciting time. There’s so much to think about – setting it up, branding and finding staff, for instance.

Congratulations to ABICO Insurance Brokers who received Ausure’s coveted Award of Excellence at the Ausure Awards ceremony in Hobart in March 2023.

Australia has approximately 130,000 retail enterprises encompassing various sizes and types.

Have you ever wondered how changes in your circumstances can affect your insurance coverage?

Ausure is delighted to welcome Parkway Insurance Services Australia into our professional group of insurance brokers located across Australia.

Ausure, one of Australia’s largest insurance brokers, understands the value of investing in its people, and this commitment extends to its emerging broker talent.

By March 2023, all cyber policies written by Lloyd’s Syndicates and Lloyd’s coverholders must include suitable war exclusions for losses resulting from state-backed cyberattacks, as announced by Lloyd’s in August 2022.

Australia is home to more than 30,000 restaurants, 28,000 cafes and coffee shops and 9000 pubs, bars and nightclubs.

Ausure, who are backed by Steadfast, have a proven track record of appointing and onboarding large and small AR’s, AR Groups, start up AR’s and brokers looking to give up their licence to become an AR.

The Essential Eight Maturity Model is a framework developed by the Australian Cyber Security Centre to guide organizations in improving their cybersecurity posture.

For many Australian companies, higher premiums, higher excesses, and more limited covering will soon be the norm. SMBs can get ready for a tightening market by following these steps.

Steadfast Group Limited is an Australian-based insurance broking and financial services company. Steadfast Group provides a range of services to its clients, including insurance broking, underwriting agency services, claims management, and risk services.

Many companies are worried about the possibility of another La Nia, particularly those in eastern Australia where many are still working to recover from this year’s earlier disasters.

The recent Ausure Conference, held in Hobart last week, has been deemed a huge success by those who attended. The perfect mix of work, play and leisure attributed to many commenting as it being ‘the best conference ever’.

Back in 2021 Mick O’Bree, GM – Of operations for Ausure Insurance Brokers looked at “How does consumer stockpiling affect your insurance?”

Ausure Insurance Brokers is proud to celebrate professionalism and excellence in the insurance industry over the past year.

Insurance premiums can increase for various reasons, even if you haven’t made a claim. Here are some possible reasons why your insurance premiums may have risen

With only 5 days to go, the official countdown to the Ausure Conference 2023 is well and truly underway.

If you have had an insurance claim rejected, here are some steps you can take to appeal the decision

Australian Landlord Insurance is a Brisbane based insurance brokerage that uses technology to offer specialised insurance solutions for landlords.

With Ausure being 100% Australian-owned and operated and built on good old Aussie values, it’s a natural fit to support one of Australia’s favourite sports – Rugby League.

You might be thinking of starting an innovative new business or introducing a new product range or service to your existing business. Wonderful, the world certainly needs more creative ideas and entrepreneurs.

Many of you will have seen instances recently where food and beverage industries have been impacted by contamination or suspected contamination, either accidental or malicious.

Ausure and Insure247 staff rallied together in December to give back to the community and bring some joy and support to those that need it.

Telemetrics are offering exciting opportunities in the insurance industry to reduce premiums, improve claim outcomes and perhaps reduce risk of injury for drivers.

Who is Ausure’s Supplier of the Year? Ausure Insurance Brokers is calling on nominations for the Mike Dunn Supplier of the Year Award. This award… Read More »Who is Ausure’s Supplier of the Year?

Get your nomination in for Ausure’s Young Achiever Award Do you have a shining young gem in your office? Someone who personifies the qualities of… Read More »Get your nomination in for Ausure’s Young Achiever Award

There are many stories of how brokers have added value and saved their clients heaps of money. They help in both the big and small ways.

It’s common for property and business owners to underestimate the cost of a rebuild and re-establishment if their property or business were to be lost during a fire or other events.

You bet you can! With the World and Australia opening up the time is now to consider Corporate Travel as part of your insurance program.

If you are in the unfortunate situation of having to claim on your insurance policy, you may be wondering how your claim might be settled.

Excitement is building amongst head office, our branches and insurer partners with the Ausure Conference just around the corner.

If you are in the unfortunate situation of having to claim on your insurance policy, you may be wondering how your claim might be settled.

We caught up with one of the Ausure Group’s largest and founding offices, financial services veteran Tim Dale of Ausure Echuca, to find out how his business is staying strong through these times.

Over 120 staff, insurers and brokers from around Australia came together for a long weekend of food, drinks, activities and to enjoy each other’s company at the Canungra Showgrounds, on the Gold Coast Hinterlands.

Successful businesspeople know when to enlist the assistance of experts in various fields to help them grow. In this case, an upcoming ASX listing company went to Jason Mann, Managing Director of Ausure Professional Risks.

Dreamforce is one of the world’s largest tech conferences, attracting people from all over the world who get together to talk about all things Salesforce and the latest tech trends.

Ausure recently shared 11 key points that represent a solid foundation for strong cyber and data security with our brokers.

crucial message to all brokers and policyholders – Understanding the product and the ability to break down wording is key.

More insurers and underwriting agencies are moving to digitise their business

Spam Act and use of electronic marketing

Ausure Insurance Brokers’ motto has always been ‘We Care’. This is for good reason, as countless Ausure Echuca clients have discovered.

“Putting our clients first and making sure they can sleep at night, knowing they are covered for all aspects. That’s what being an insurance broker is all about,” explains Alicia Hanrahan from Ausure Insurance Brokers Orange.

Having worked as a trusted insurance adviser for 35 years, Jason Hautaniemi of Ausure Townsville has many good news stories to share about helping clients with risk management and good claims outcomes.

Based in Tanunda, Travis Miller looks after insurance clients in the greater Adelaide area and across South Australia & Alice Springs.

Ausure Insurance Services run by Josh Legudi and Gaye Legudi, has grown and continues to expand their presence in Victoria through the acquisition of Euroa and Seymour insurance broking businesses.

Ausure welcomes David Reid, Director of Ausure Securus Brokers, who brings his insurance experience and enthusiasm for helping people in Townsville and North Queensland.*

There are now 23 podcasts available to stream on Spotify, each one under 30 minutes. John and Mick use the platform to discuss their views and valuable insights on the latest industry updates and news affecting Australian Insurance Brokers – ranging from ‘what general advice means’, client placement and operational planning all the way through to remuneration transparency and the importance of getting to know your client.

Ausure is pleased to announce that as of 15.6.22, one of Ausure’s largest Corporate Authorised Representatives, ABICO Insurance Brokers has acquired Ausure Macarthur.

Darren Free, Claims Manager at Ausure, shares his top 3 tips to ensuring a smooth claims process.

It seems that everything we purchase these days is becoming more expensive and farm insurance is no different. It’s generally down to supply and demand.

Public liability is a big deal. If a client visits your business or your employees visit client sites you are at risk of a third party claim – that claim may be for personal injury or property damage.

Meet Leticia Rees who has successfully grown her insurance broking business, Ausure Coastal, in NSW and beyond. She also received the prestigious Achiever Award from the Ausure group, recognising her professionalism, growth and success as an insurance adviser.

If you operate a small business within the trades or services industry, it’s likely you have equipment integral to the everyday running of your business. Insurers are seeing a sharp rise in tool or general equipment theft. Without your tools, getting on with the job can be impossible. Not to mention the expense of having to replace tools or stock.

The COVID-19 pandemic has impacted businesses around the world in different ways. Here in Australia, the insurance industry – and the companies it protects – have seen new costs and challenges. Nick Dendrinos, NTI’s Head of Motor Portfolio, took time out to explain how the industry is travelling and how businesses can make sure they’re ready for the challenges ahead.

Production and supply chains are constantly yo-yoing in the midst of Covid-19life. From a digital perspective, Cyber supply chains are complex series of interactions across the lifecycle of all products and services used by an organisation.

In the aftermath of the recent flood catastrophe, many property owners came to the realisation that they may not have the correct cover in place, leaving them unable to make a claim and out of pocket.

When considering Insurance for a transport business most go directly to a Comprehensive conventional policy without considering alternatives. Whilst the products on the surface look the same, the way they are managed can have huge impacts on future premiums and the businesses themselves.

There are seasonal implications for insurance though and whilst you are sitting on that tractor it might pay to mull them over.

2022 marks an exciting new chapter for Ausure and Business owners who choose to be part of our dealer group.
With our leading-edge technology capabilities and functionalities, the digital sales strategy well and truly underway, and more access to services and support initiatives than ever – now is the time to join Ausure.

Ausure insurance brokers are trusted professionals and know the right questions to ask based on your business and leisure portfolio as well as individual circumstances.

Ausure Management used the Steadfast Convention as an opportunity to catch up with some of our Brokers. On Saturday night, Ausure hosted a Cocktail Dinner for brokers and staff, as well as our Key Insurer partners – QBE, Chubb, NTI and CGU, attending the Convention.

Through its partnership with 247 Systems, Ausure has released automated quoting software in the latest version of its digital program. The project is aimed at improving the efficiency of their AR’s and broking staff.

Why it is vital to disclose convictions and traffic offences when buying insurance We have recently seen an increase in insurance claims being questioned, declined… Read More »Why it is vital to disclose convictions and traffic offences when buying insurance

Ausure is proud to acknowledge our NPS customer services scores have been outstanding and one of the leading scores we have seen in the insurance market.

Have you recently renewed your insurance? Did you wonder why it seems more complicated and insurance cover is trickier to get? You’re not alone.

Reflecting on all the change the industry has been through in the past few years, I firmly believe at Ausure we got this, because we are among the strongest in the business (brokers across the country and head office teams) working together, achieving all we’ve achieved so far. We can break down each change that comes up into practical, approachable pieces. Here’s to a strong and prosperous 2022.

Time is a testament to how good relationships are. If you treat people the right way, they’re more likely to stay in touch. Evidence of friendships and trust that have lasted the test of time can be found in abundance among the Ausure family of AR’s, many of whom have known each other since the inception of Ausure (and AFM) 25 years ago and even far beyond that.

David Beard, Managing Director of Coastsure Insurance Brokers, Nerang, QLD, and Authorised Representative of Ausure Insurance Brokers, responds to winning this highly prized award.

Every year Ausure staff are given the opportunity to receive a list from a child. When the lists starts rolling in, you can feel the buzz of excitement throughout the office as the staff ‘aka elves’, eagerly read through their given list and share their child’s wishes with other staff in the office. This year, Ausure staff have made sure 30 disadvantaged children will have something to open on Christmas morning.

Ausure Insurance Brokers is delighted to announce a multi-award winning office has won yet another award, this time recognising their community care. Congratulations to *CPR Insurance Services* for winning *Best Community Engagement Program* in the Insurance Business Australia Awards for 2021.

“Excellence, professionalism, innovation and caring family values are the essence of what Ausure has been about since the company started 25 years ago. We are proud of all the people in our network of 233 insurance brokers situated in 112 locations across Australia and New Zealand,” says Graeme Lilley, Ausure General Manager – Distribution

“We are seeing reports about predicted shortages or supply chain issues with some farm inputs such as fertiliser,” informs Ausure Insurance Brokers Rural & Distribution Manager in WA, Grant Brokenshire.

“Farmers are being encouraged to order early, incentives are being provided for early delivery (requiring storage on farm) and the values of those inputs are rising.”

“There are also reports of more harvested crops (including hay, grain, and seed) being stored on farm,” explains Brokenshire.

For the past 25 years, the Ausure Group has strived for excellence, professionalism and innovation. We are proud of our network of 233 insurance brokers situated in 112 locations across Australia.

10 Easy steps to keep your home safe while you’re on holidays. Make sure you follow Ausure’s safety checklist to help ensure your home stays safe these holidays!

Despite the challenges of Covid which have hit many businesses and industries hard, there are some businesses which have continued to grow.

Ausure insurance brokers have been working even harder than before, finding innovative ways to stay in contact with clients, even during restrictions, and continued to strive to service clients’ insurance and risk management needs in the most professional, caring and dedicated manner, as they have always done.

Change is coming to the insurance broker world, and at Ausure we are lucky to be at the leading edge of that change.

Ausure and 247 Systems is delighted to be named a 5-Star Insurance Innovator for 2021 by Insurance Business.

One of Ausure’s largest AR’s, Ausure Coast and Country, has added to their growing list of service locations by opening it’s door in Cooroy, on the Sunshine Coast in Queensland.

Ausure is delighted to announce two members of our team have been honoured with selection to participate in Chubb’s Aspire Women’s Leadership Programme. Ellie Laidlaw is Chief Financial Officer for the Ausure Group and Liz Alexandre leads the Broking Team at Ausure Insurance Brokers Brisbane.

How Ausure broking & claims expertise turned around an insurance claim denial.

Websites. Almost every business has one, but chances it’s not something you pay much attention to other than updating the odd telephone number or adding a new staff member. 62% of consumers will disregard a business if they can’t find them online.

Let’s face it, Insurance Brokers aren’t exactly considered a hot topic. Unlike clothing brands or the big 4 banks, there’d be very few people that can rattle off Insurance Brokers names off the top of their heads… so what do people do? They search. Being visible on search engines is the most important thing you can do for the benefit of your business.

We can celebrate some of the innovations that have come out of the pandemic. Over the past 18 months, Ausure has pivoted, creating a new desktop Audit process that has allowed us to continue uninterrupted while on-site compliance audit visits were not permitted. This process has proven very effective and allowed us to complete annual audits of every Ausure office in record time.

As you prepare for summer, here are some vital insurance tips for farmers to consider to reduce risk.

If your clients have a public liability policy but not for environmental liability they may face major losses. A major issue is first-party clean-up costs not just the perception of third-party damage and injury. It’s not just the obvious occupations that have an environmental liability risk, it can be property owners, hotel operators and even tradies such as landscapers.

Who will win Ausure’s Award of Excellence for 2021? Excellence, innovation and family values are the essence of what Ausure has been about since the company started 25 years ago. We are proud of our network of 233 insurance brokers situated in 112 locations across Australia.

Here are some expert tips from an Insurance Broker to help you understand Liability Insurance on your farm. Consider what may or may not be covered by your farm insurance package. Has anything changed on your farm? How does this currently affect your farming activities and relevant cover? This article aims to help equip you to have those important discussions with your Insurance Broker to ensure you choose the best and most up-to-date insurance protection for your farm and livelihood.

Insurance is going through some historic changes at the moment. So, I thought a little summary of what we’re going through may help you make decisions to cover yourself correctly AND save some coin.

Firstly, do you know what a hard market and soft market are in General Insurance? Do you know which one we are in right now?

Generally, a hard market means your premiums could be higher and a soft market is the opposite. Right now, the insurance market is probably in the hardest market for a long, long time.

In Australia, prior to recent events, up to 31% of us had the ability to work from home or remotely from the office! A lot of insurance brokers have gone digital with their files, need to work on the road when visiting clients and provide a lot of client’s paperwork by email. So, work from home, in our industry is a whole lot more accessible.

Since covid lockdowns, we’re all getting pretty used to working from home. You might have followed best practices, to begin with, but like many things, we can all let good habits slip. So, if this is the case, here’s an easy refresher to bear in mind.

For small business owners and marketers, it is becoming increasingly harder to capture potential client’s attention, not just because of the saturated advertiser market but also the changing media environment.

Ausure introduces Wilson Insurance – Your local insurance broker in Bowral

The market for farm insurance is obviously hardening and whilst there are a number of insurers and agencies offering cover, farm insurance is becoming more difficult to place as those insurers become more selective.

We all know bad things happen. Fires, theft, floods or cybercrime can destroy businesses and livelihoods. Having the right insurance cover in place to help protect your assets and minimize risks is vital. It is often when devastating events happen, that people realize just how valuable their insurance broker can be.

There are solid reasons why insurance broking businesses chose, trust and remain with Ausure.

We asked Ausure’s Graeme Lilley, GM of Distribution, who assists offices around Australia: What attracts brokers to Ausure?

Have you ever picked up an insurance document and thought “who wrote this?” Sometimes it may seem these documents were written by a team of scholarly professors in English, Latin, Physics, Maths and Philosophy.

6 great reasons to join Ausure
Big enough to have influence, small enough to care.
We are large enough to have substantial clout in the industry without losing the personal touch. Ausure is one of the largest licensees in Australia and has been operating for 25 years.

Imagine your insurance policy was a car. Stay with me…You go to the motor vehicle showroom to buy a shiny new car and discover there are multiple versions of the one model.

Are you covered? – Mice Plague, Vermin Damage, Pet Damage The mice plague in rural areas of NSW is well-reported and may last for a… Read More »Are you covered? – Mice Plague, Vermin Damage, Pet Damage

How does consumer stockpiling affect your insurance?  By Mick O’Bree, GM – Operations for Ausure Insurance Brokers In 2020, as Covid lockdowns hit, people from… Read More »How does consumer stockpiling affect your insurance? 

Changes to your circumstances and how it affects your Insurance. Have you ever had a change to your circumstances and considered“how does this affect my… Read More »Changes to your circumstances and how it affects your Insurance.

The National Service Team An Ausure Initiative to Support our Brokers Ausure continually look for new ways to support our brokers. The National Service Team… Read More »Ausure National Service Team

Underinsurance in farm policies: False economy or valid strategy? The rising cost of insurance is an issue for most farmers. Severe weather has resulted in… Read More »Underinsurance in farm policies: False economy or valid strategy?

Ausure Key Partners Ausure works with a large group of insurers and underwriting agencies in Australia. Often, our Authorised Representatives will look to place business… Read More »Ausure’s Insurer Key Partners