Ausure City and Rural Insurance Brokers

Your local, trusted

insurance broker for

Farm Insurance

For quality farm and rural insurance in South Australia, choose Ausure City and Rural. We specialise in delivering tailored farm insurance solutions to meet your specific needs.

As a specialist in farm insurance in South Australia, we understand the unique challenges and needs of our diverse agricultural sector. At Ausure City and Rural Insurance Brokers, we cater specifically to the varied types of farms found across South Australia, from the vast wheat and barley fields in the Eyre and Yorke Peninsulas to the renowned vineyards of the Barossa Valley and the livestock farms dotting the Limestone Coast. Our expertise lies in providing bespoke insurance solutions that protect against the specific risks these farms face, whether it’s climate-related issues, equipment damage, or market fluctuations. By focusing on the distinctive aspects of South Australian agriculture, we ensure that our clients receive the most relevant and comprehensive coverage, giving them peace of mind to focus on what they do best – farming.

What types of Farm Insurance can we help with?

Crop Insurance
Vineyard & Winery Insurance
Livestock Insurance
Farm Property Insurance
Farm Liability Insurance

Environmental and Pollution Insurance
Farm Vehicle and Machinery Insurance
Workers’ Compensation Insurance
Business Interruption Insurance

Contact Ausure City & Rural Insurance Brokers - Insurance Solutions You Can Trust

Ausure City and Rural Insurance Brokers - Farm Quote Request

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What type of service are you looking for?

How big is your property?

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Please provide details of how we can assist you?

You can upload a copy of your most recent policy schedule below, which will save time and help us understand what type of insurance you need.

Save time and upload your current business insurance policy schedule.

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Important things to know when comparing Farm Insurance.

Understand Specific Farm Needs: Recognise the unique aspects of your farm in South Australia, whether it’s crop, livestock, vineyard, or mixed farming.
Coverage Scope: Ensure the insurance covers key areas like property damage, livestock, equipment, crop loss, and liability.
Climate Risks: Given South Australia’s varied climate, look for policies that cover weather-related risks such as drought, flood, and bushfires.
Liability Protection: Liability coverage is crucial for protecting against third-party injuries or property damage claims.
Review and Update Regularly: Farming needs change, so regularly review and update your insurance to reflect these changes.

Workers’ Compensation: Mandatory in South Australia, make sure your policy complies with local regulations for employee safety.

Policy Flexibility and Customisation: Seek a policy that allows customisation to fit your specific farm operations and risks.
Replacement Value vs. Market Value: Understand whether your policy provides for the replacement value or the market value of lost or damaged items. Replacement value coverage can be more expensive but can provide for new items without considering depreciation.
Multi-Peril Crop Insurance (MPCI): Although MPCI can be comprehensive, it’s still relatively new and not widely understood. Farmers should thoroughly investigate the terms, costs, and potential benefits of MPCI.

Claim Process and Support: Check the insurer’s reputation for claim support, processing speed, and customer service. Ausure City and Rural only work with reputable insurers, and we manage the entire claims process for you.

Fencing: Damage to fencing can be a major expense, especially on large properties. Not all policies automatically cover fencing, or there may be limits to the coverage, so it’s important to check this detail.

Bundling Policies: Bundling various types of insurance under one farm package can sometimes offer cost savings and more streamlined management of policies. Along with farm insurance, we also offer business insurance solutions.

What types of Farm Insurance covers can I get for my farm?

Crop Insurance

Essential for South Australia's grain producers in the Eyre and Yorke Peninsulas, protecting against weather-related losses and market fluctuations.

Vineyard & Winery Insurance

Tailored for the renowned wine regions like Barossa Valley, ensuring coverage for grapevines, equipment, and wine production processes.

Livestock Insurance

Critical for the livestock farms across the Limestone Coast, offering protection against diseases, accidents, and theft.

Farm Property Insurance

Protects farm buildings, machinery, and equipment against damage or loss, vital for all types of farms in South Australia.

Farm Liability Insurance

Covers legal liabilities arising from farm operations, a must-have for all farming businesses to safeguard against third-party claims.

Farm Vehicle and Machinery Insurance

For tractors, harvesters, and other farm vehicles, ensuring operational continuity in case of breakdowns or accidents.

Workers’ Compensation Insurance

Mandatory in South Australia, providing coverage for farm employees in case of work-related injuries or illnesses.

Business Interruption Insurance

Helps maintain cash flow and cover operating expenses if the farm operations are disrupted due to insured events

Environmental and Pollution Insurance

Important for farms utilizing pesticides or storing fuels, covering liabilities related to environmental damage.

Hobby Farm Insurance

For smaller or hobby farms, this type of insurance can cover similar aspects as commercial farm policies but tailored to the scale and nature of hobby farming activities.

Our Insurer Partners

At Ausure City and Rural, we promise peace of mind by only partnering with reputable farm insurers in South Australia. We understand the importance of reliable insurance. Our commitment to using only trusted insurers ensures that our clients receive the highest quality coverage, backed by financial stability and excellent claim service.

Ausure City and Rural are part of Australasia’s largest general insurance broker network, the Steadfast Group. We leverage Steadfast’s scale to ensure our clients have access to a wide range of insurance companies, a broad range of products, exclusive policy options, and of course, competitive pricing. And when the time comes and you need to make a claim, you will have the backing of Steadfast behind you.