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Insurance for Home, Car, Boat and Travel

Compare personal insurance quotes in South Australia.  Insurance made easy with Ausure City and Rural

Ausure City and Rural can provide a quality solution for your Personal Insurance needs in South Australia.

Having the right insurance in place is an essential part of protecting your most prized possessions. Ausure City and Rural can work with you to provide a tailored insurance solution for your Home Insurance, Car Insurance, Boat Insurance and Travel Insurance. We work with Australia’s most reputable Personal Insurers; including Blue Zebra, CGU, QBE, Hollard, Allianz, 360 Underwriting, CHUBB and Clover – to get you the right cover at a price that fits with your budget. Chat to our team of insurance broking specialists to protect what’s important to you.

Important things to know when comparing insurance for your home, boat, car, travel and more.

  • Accurate Information: When applying for insurance, it’s crucial to provide accurate and complete information about your circumstances. Failing to disclose relevant details could lead to denied claims or reduced payouts.

  • Regular Updates: Keep your insurance provider informed about any changes in your situation. For instance, if you renovate your home, acquire new possessions, or modify your vehicle, update your policy accordingly to ensure proper coverage.

  • Travel Insurance Limitations: Travel insurance may have specific exclusions for pre-existing medical conditions or activities such as extreme sports. Review these details to avoid claim denials.

  • Policy Renewals: Review your policies annually before renewal to ensure they still meet your needs and circumstances.
  • Policy Exclusions: Be aware of the exclusions listed in your insurance policy. These are situations or events that are not covered by the policy. Understanding these exclusions helps you avoid surprises when making a claim.

  • Read the Fine Print: Carefully read and understand your insurance policy’s terms and conditions. Each policy has specific coverage limits, deductibles, and requirements for making claims.

  • Valuables and High-Value Items: If you own valuable items like jewelry, artwork, or electronics, they might not be fully covered under standard policies. Consider adding extra coverage or specifying these items to ensure they’re adequately protected.

  • Documenting Valuables: Keep records of your valuable possessions, including receipts, appraisals, and photographs. This documentation can help expedite the claim process.
  • Regular Maintenance: Regularly maintaining your home, boat, car, or motorcycle can prevent issues that may lead to claims. Neglecting maintenance might affect your coverage eligibility.

  • Claim Reporting Timelines: Inform your insurer about a potential claim as soon as possible. Delayed reporting can sometimes lead to complications in processing the claim.
  • Underinsured and Overinsured Property: Regularly assess your insurance coverage to ensure your property is neither underinsured (not fully covered) nor overinsured (paying for more coverage than needed).

  • Impact of Claims History: Frequent claims might lead to increased premiums. Consider whether it’s worth claiming for minor damages or if it might be more cost-effective to cover them yourself.

What types of Personal Insurance cover are available?

Home and Contents Insurance

This insurance provides coverage for your home and its contents against risks such as fire, theft, storm damage, and more. It helps you repair or replace your home and belongings if they're damaged or lost due to covered events.

Travel Insurance

Travel insurance covers unexpected events while you're traveling, such as trip cancellations, medical emergencies, lost luggage, and more. It ensures you're financially protected during your journeys.

Car Insurance

Car insurance offers protection for your vehicle against accidents, theft, and damage. It typically includes options such as third-party liability, comprehensive coverage, and more tailored policies based on your needs.

Motorcycle Insurance

Similar to car insurance, this coverage protects motorcycles against accidents, theft, and damage.

Boat Insurance

Boat insurance provides coverage for watercraft against damage, theft, and liability while on the water. It's designed to safeguard boats, yachts, and other marine vessels.

Jewelry and Valuables Insurance

This insurance covers high-value items like jewelry, artwork, and collectibles against loss, theft, or damage.

Personal Accident Insurance

This coverage provides financial assistance in case you suffer an injury or accident that leads to temporary or permanent disability. It offers compensation for medical expenses, loss of income, and related costs.

Landlord Insurance

If you're a property owner renting out your property, landlord insurance offers protection against risks like damage caused by tenants, rent defaults, and legal expenses.
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Request a Quote from Ausure City and Rural for your Personal Insurance

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We're going to ask you some questions about your requirements so that we can get the quote process started. The more details you give us, the quicker we are able to go to market to provide you with comparable quotes. If you are unsure what you need or prefer to talk with someone, please skip through the pages and submit the quote request. 

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Please select... I know what insurance I need A full Insurance review by an Insurance Broker Please call me to discuss

Please tick any insurances that you are interested in, and complete the relevant questions.
Personal Accident and Sickness Details
Please select... Personal Accident Only Personal Accident and Sickness
Please select... Monthly Annually
Please select... ACT NSW NT QLD SA TAS VIC
Please select... 7 Days 14 Days 21 Days 28 Days
Please select... 52 Weeks 104 Weeks

About the Policyholder
Please select... Yes No
Please select... Owner Occupier Landlord Renter Unoccupied
Please select... Yes No
House Address
Please select... Yes No
Cover Required
Please select... Building Only Contents Only Building and Contents
Please select... Yes No

About Your Build
Please provide in this date format: YYYY (e.g. 1980)
Please select... House on slab/foundations House on poles Flat/Unit Terrace/Semi Villa/Townhouse Retirement Village Unit Holiday Home Relocatable Home Granny Flat Caravan Mobile Home Nursing Home Unit Under Construction Other
Please select... Not sure Brick Concrete Aluminium Iron/Steel Steel on a Steel Frame Steel on a Timber Frame Tile Fibro/Asbestos Fibro Glass Timber Canvas Other
Please select... Not sure Concrete Tile Asbestos Fibro/Asbestos Iron/Steel Fibro Glass Timber Other
Please select... Concrete Iron/Steel Wood Tile Brick Other/Mixed/Non Combustible Other/Mixed/Partial Combustible
Please select... Yes No Unsure
Please select... Yes No
Please select... Standard Quality Prestige
Please select... Single Storey Two Storey Three Storey Four Storey

Please select... Yes No

Please select... Yes No

Please select... Flat Gentle Moderate Steep
Security and Safety Details
Please select... Monitored Smoke Alarms Hard Wired Smoke Alarms None

Please select... Deadlocks Standard Locks Keycard or swipe access None

Please select... Deadlocks on all external doors Bars on all external windows Locks on all ground level external windows None

Please select... Local alarm Alarm monitoring with continuous information sent to security company Alarm monitoring with information sent to insured None

Please select... Yes No

Please select... Yes No


Please select... Yes No
House Specific Questions
Does the property meet any conditions that may preclude it from standard insurance products? 
Yes No

About the Policyholder
Please select... Yes No
Please select... Rented to tenants (long term) Rented to tenants (short term) Weekender/Holiday Home rented to tenants (short term) Unoccupied Other
Please select... Yes No
House Address
Please select... ACT NSW NT QLD SA TAS VIC WA
Cover Required
Please select... Building Only Contents Only Building and Contents
Please select... Yes No
Please select... Yes No
Please select... Yes No
Please select... Yes No
Please select... Yes No
Please select... Yes No
Please select... Yes No

About Your Build
Please use this format: YYYY (e.g. 1980)
Please select... House on slab/foundations House on poles Flat/Unit Terrace/Semi Villa/Townhouse Retirement Village Unit Holiday Home Relocatable Home Granny Flat Caravan Mobile Home Nursing Home Unit Under Construction Other
Please select... Not sure Brick Concrete Aluminium Iron/Steel Steel on a Steel Frame Steel on a Timber Frame Tile Fibro/Asbestos Fibro Glass Timber Canvas Other
Please select... Not sure Concrete Tile Asbestos Fibro/Asbestos Iron/Steel Fibro Glass Timber Other
Please select... Concrete Iron/Steel Wood Tile Brick Other/Mixed/Non Combustible Other/Mixed/Partial Combustible
Please select... Yes No Unsure
Please select... Yes No
Please select... Standard Quality Prestige
Please select... Single Storey Two Storey Three Storey Four Storey

Please select... Yes No

Please select... Yes No

Please select... Flat Gentle Moderate Steep
Security and Safety Details
Please select... Monitored Smoke Alarms Hard Wired Smoke Alarms None

Please select... Deadlocks Standard Locks Keycard or swipe access None

Please select... Deadlocks on all external doors Bars on all external windows Locks on all ground level external windows None

Please select... Local alarm Alarm monitoring with continuous information sent to security company Alarm monitoring with information sent to insured None

Please select... Yes No


Please select... Yes No
Landlord Specific Questions


Does the insured party meet any conditions that may preclude it from standard insurance products?

Yes No


Does the property meet any conditions that may preclude it from standard insurance products?
Yes No
Car Insurance Details
Cover Type


Please select... Personal Business



Please select... Market Value Agreed Value

The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.

Please select... Yes No

Please select... Yes No
Driver Details

Please select... Yes No





Please select... Female Male


Please select... Yes No






Please select... Employed Unemployed


Please select... Yes No


Please select... Yes No

About the Vehicle

Please select... Yes No

Please select... Yes No


Please select... Yes No

Please select... Yes No

Please select... Yes No






Please select... Yes No


Please select... Yes No


Please select... Yes No

Please select... Yes No



Please select... Yes No



Declaration and Duty of Disclosure

When you apply for an insurance policy, or renew or extend your existing policy, you have to tell the insurer everything about you and your situation that is relevant or could reasonably be expected to be relevant to the insurer’s decision to insure you. You don’t need to disclose something you don’t know, that reduces the insurer’s risk, that is common knowledge, that the insurer knows or ought to know, or something that’s not relevant or the insurer has told you that you don’t need to disclose. With insurance, honesty is the best policy.


Disclosure Questions

If you answer 'Yes' to any of the questions, please enter full details below. 
Yes No


Please select... Yes No
Claim Details

Please select... 2024 2023 2022 2021 2020 2019



Please select... Advertising - Sponsorship Advertising (Newspaper, Signage, Billboards, Buses) Business Referral Google Radio Social Media Word of Mouth Other
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Our Insurer Partners

At Ausure City and Rural, we promise peace of mind by only  partnering with reputable farm insurers for our South Australian clients. We understand the importance of reliable insurance. Our commitment to using only trusted insurers ensures that our clients receive the highest quality coverage, backed by financial stability and excellent claim service.

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Ausure City and Rural are part of Australasia’s largest general insurance broker network, the Steadfast Group. We leverage Steadfast’s scale to ensure our clients have access to a wide range of insurance companies, a broad range of products, exclusive policy options, and of course, competitive pricing. And when the time comes and you need to make a claim, you will have the backing of Steadfast behind you. 

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