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Business Insurance

Business Insurance Broker in Griffith, New South Wales
Contact Ausure Griffith Insurance today for your insurance needs.

Ausure Griffith can provide a quality solution for your Business Insurance needs.

At Ausure Griffith Insurance Brokers, we specialise in delivering customised insurance solutions tailored to the diverse needs of businesses throughout Griffith and Southern New South Wales. With a deep understanding of the local community, we cater to a wide range of industries, including the renowned vineyards and orchards, vibrant retail outlets, cafes and restaurants, manufacturing sectors, and the agricultural farms that define the region.

Our Business insurance brokers provide expertly tailored insurance programs, ensuring each business receives the adequate  protection and coverage required for their unique operations. Through comprehensive risk assessments and personalised advice, we equip businesses in Griffith and surrounding areas with the security they need. Our commitment to offering dedicated, individualised service ensures adequate coverage for our clients, protecting their businesses against unexpected challenges and offering peace of mind to run their business.

What types of industries and occupations do our Business Insurance Brokers help with?

  • Agriculture and Farming in Griffith: With Griffith being a central area for agriculture, including vineyards, orchards, and broadacre farming, business insurance is essential to protect against natural disasters, crop damage, and machinery breakdowns.
  • Retail Businesses: Local boutique shops, as well as larger retail outlets, needs insurance to cover inventory loss, liability claims, and property damage.
  • Hospitality and Food Services: Restaurants, cafes, and catering businesses in Griffith require insurance for liability, property damage, and employee-related risks, ensuring they can operate smoothly.
  • Manufacturing: Manufacturers in Griffith and nearby areas need insurance to protect against equipment failure, liability issues, and supply chain disruptions, crucial for maintaining operational integrity.
  • Professional Services: Accountants, lawyers, and consultants in Griffith and the surrounding areas need professional indemnity insurance to protect against claims of negligence or breach of duty.
  • Tourism and Leisure: With Griffith’s growing reputation as a tourist destination, businesses in the tourism sector need insurance to cover property, liability, and business interruption risks.
  • Healthcare and Wellness Facility Insurance Adelaide: Custom insurance for medical clinics, dental practices, and wellness centers.
  • Construction and Trades: Contractors and construction businesses in Griffith need insurance to cover project risks, equipment damage, and liability for onsite accidents.
  • Healthcare Services: Medical practices, dental clinics, and allied health services require specific insurance to cover professional liability, equipment, and patient-related exposures.

Important things to know when comparing Business Insurance.

  • Customised Coverage Options: Ensure your broker tailors your insurance policy to address the specific risks associated with your industry, whether it’s agriculture, retail, hospitality, or manufacturing.

  • Understand Different Types of Insurance: Familiarise yourself with various insurance types, including liability, property, workers’ compensation, and professional indemnity, to ensure comprehensive protection. Our expert Business Insurance Brokers will take the time to educate you on what is important to your specific business.
  • Assess Policy Details: Pay close attention to policy inclusions, exclusions, and terms to ensure they align with your business’s risk profile. This can get confusing, and it’s crucial to understand what is and isn’t covered – so you aren’t left exposed. Our insurance brokers will take the time to provide a full risk assessment to ensure you have no exposures, and will help you understand the differences in policy options.

  • Evaluate Insurer Reliability: Cheapest is not always best to ensure correct coverage, especially at claim time. Choose an insurer known for financial stability, excellent customer service, and a solid reputation in Griffith and the wider region. At Ausure Griffith, we only deal with reputable insurers.
  • Claims Process: One of the most valuable services of a broker, is claims management. We manage the entire claim for you including lodgement, and fight as your ally to Opt for insurers with a straightforward and supportive claims process, minimizing disruptions to your business operations during challenging times.

  • Local Expertise and Understanding: There is a benefit when choosing to work with local insurance brokers such as Ausure Griffith. We live and work locally, and possess a deep understanding of the Griffith business landscape, offering tailored advice and solutions.

Request a Quote from Ausure Griffith for your Business Insurance

Let's get you some quotes - tell us a little about you. 

If your business or occupation does not appear in the list, please select 'Other'.

Please note that we are unable to assist with event, market stall or short term insurance
(less than 12 months).

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We're going to ask you some questions about your requirements so that we can get the quote process started. The more details you give us, the quicker we are able to go to market to provide you with comparable quotes. If you are unsure what you need or prefer to talk with someone, please skip through the pages and submit the quote request. 

If you are unsure to any of the answers - please leave them blank.


 


Here are some insurances that apply to most businesses.

Legal liability for injury or damage arising from your business or products.
 
Your portable business equipment - such as tools for a tradie.
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.

Protects premises from covered events such as theft, fire,  or natural disasters.





Loss of business income and increased expenses following a Fire & Perils loss
The maximum amount covered for the loss of a business's gross profit due to an interruption caused by an insured event.
The specified time frame during which a policy provides coverage for losses following an insured event.

Theft of property following forcible/violent entry to the premises
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.





Theft of property following forcible/violent entry to the premises

Theft of property following forcible/violent entry to the premises
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.

Theft of property following forcible/violent entry to the premises
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.
Coverage that protects against the loss or damage of perishable goods, such as food or pharmaceuticals, due to breakdown or failure of refrigeration or cooling systems.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.


Can protect a business and its assets from financial loss due to unexpected
events, accidents, or liabilities that occur to goods whilst in transit.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.

Can protect businesses against financial loss due to damage
or liability resulting from the use of commercial vehicles.
Vehicle Details
Cover Type


The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.


About the Vehicle












Insurance Specialty Covers - this applies to some businesses.

Some businesses require additional Insurance coverage. Please indicate below if you would like to know more information on any of these specialty Insurance Products.
Cover for Mobile Plant and Machinery and liability from their use
Machinery Details
Cover Type

* Agreed value option requires a licensed valuers written assessment of value of Machine

Sum Insured should be the Market Value of the machine and include the value of attachments and accessories or separately list and declare.
About the Machine/Equipment





Use of Machine/Equipment

Are any of your machines used or expected to be used:

Yes No



Can help mitigate financial losses resulting from cyber attacks,
data breaches, and other cyber-related risks.
Protects businesses and professionals from
loss due to professional negligence.
Protects businesses and managers for
employment actions, statutory obligations + others.
Can protect a business from financial losses due to
customers' inability to pay for goods or services on credit terms.
Costs of recalling/replacing products incl expert advice and brand management.
Protects builders/contractors from losses due to construction damage.
Protects businesses from from unexpected financial
losses whist employees are travelling.
Aircraft and/or liability associated with aircraft, airports or hangers
Commercial vessels and liability
Liability whilst repairing or working on vessels
Loss of income and expenses due to weather/non-appearance of performers
Legal expenses to defend patent, trademark or copyright
Protection for people who are injured whilst doing voluntary work
Your liability for injury to employees
Loss of income if you are unable to work following illness or injury
Personal Accident Required Information

Personal Accident provides cover for accidents only. Personal Accident & Sickness will include Sickness also. Please note this does not extend to any pre-existing conditions.



Receive payments monthly or annually at claim time.

Period between when the claim occurs and when you will begin to receive payment.

In the event of a claim, how long will you receive payment.


Amount per week you would like to receive in the event of a claim. (Must be a true reflection of your earnings)

The lump sum that a policy can pay you if you suffer a permanent injury that leaves you unable to work. This is an additional payment to your weekly sum insured.


Declaration and Duty of Disclosure

When you apply for an insurance policy, or renew or extend your existing policy, you have to tell the insurer everything about you and your situation that is relevant or could reasonably be expected to be relevant to the insurer’s decision to insure you. You don’t need to disclose something you don’t know, that reduces the insurer’s risk, that is common knowledge, that the insurer knows or ought to know, or something that’s not relevant or the insurer has told you that you don’t need to disclose. With insurance, honesty is the best policy.


Disclosure Questions

If you answer 'Yes' to any of the questions, please enter full details below. 
Yes No


Claim Details





 
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What types of Business Insurance cover are available?

Business Package

Business Package Insurance for businesses in Griffith, NSW, can offer essential protection against a variety of risks such as property damage, liability, and employee safety, and is customised to address the unique challenges faced by diverse industries in the Griffith region and beyond.

Public Liability

Safeguard your Griffith, NSW business from third-party claims with Ausure Griffith. Ensure you have comprehensive coverage for liabilities related to property damage or personal injuries. Protect your business in Griffith against unexpected liabilities, ensuring peace of mind in your operations.

Professional Indemnity

Professional indemnity insurance can assist businesses in managing and mitigating risks and liabilities associated with offering professional services. It offers financial and legal protection in the event of claims, safeguarding against third-party claims for any mistakes or oversights in the professional services your business or employees deliver.

Cyber Insurance

Cyber insurance is designed to protect businesses from a range of cyber risks, including data breaches, business interruption, and network damage. It provides financial assistance and expertise in managing and mitigating cyber incidents. Essential for safeguarding in the digital era, it supports businesses in Griffith with quick and effective recovery from cyber events, minimizing disruption and financial losses.

Tradie Insurance

Trades Insurance can provide insurance solutions for tradespeople, including comprehensive coverage for tools, equipment, and public liability. This specialised insurance program protects trades professionals in Griffith and the surrounding areas from potential financial losses, damages, or liability claims related to their trade activities.

Management Liability

Management liability insurance in Australia is a type of insurance coverage that protects businesses and their managers against the financial risks associated with management decisions, such as claims of mismanagement, breaches of duty, and employment practices liability. It covers the legal costs and any damages or settlements that may arise from such claims.

Trade Credit Insurance

Trade credit insurance offers local businesses in Griffith protection against the risk of non-payment by customers. It covers losses resulting from a customer's insolvency, default, or delayed payment, thereby enhancing business cash flow. This insurance enables companies to extend credit to their customers with confidence, ensuring financial security in their transactions.

Landlord Insurance

Landlord insurance can provides property owners with financial protection for their rental properties. It encompasses coverage for property damage, loss of rental income, and liability protection, ensuring landlords in the Griffith area are protected against a variety of risks associated with leasing their properties.

Mobile Plant & Equipment Insurance

Mobile Plant and Equipment Insurance in Griffith, NSW, provides extensive protection for mobile machinery against damage, theft, or breakdown. It ensures financial stability and uninterrupted operations for businesses in Griffith that rely on such equipment, safeguarding them against unforeseen events.

Commercial Motor & Fleet Insurance

Commercial Motor and Fleet Insurance can offer crucial coverage for businesses against financial loss and liability associated with their vehicles. Tailored for everything from a single commercial vehicle to an entire fleet, this insurance covers damages incurred by or caused by your vehicles, including accidents, theft, and various risks. It ensures continuous business operations in Griffith and protects against unexpected expenses.

Commercial Strata Insurance

Commercial Strata Insurance can deliver comprehensive coverage for buildings, common areas, and facilities within a strata-titled property used for business purposes. It includes protection against risks such as building damage, public liability, theft, and costs associated with repairs or rebuilding. This insurance offers financial protection for owners and stakeholders of commercial strata properties in Griffith and the surrounding areas.

Residential Strata Insurance

Residential Strata Insurance can provide comprehensive coverage for residential strata-titled properties, including the building and shared areas. It protects against risks like structural damage, public liability, theft, and expenses for repairs or reconstruction, offering financial security for unit owners and stakeholders in residential strata schemes in Griffith and the surrounding regions.

Our Insurer Partners

Let us do all the hard work for you! We compare policies from multiple insurers to ensure you have the right policy, the right price and most importantly – the right coverage.

AIG
Allianz
Allstate
Argis
Blue Zebra
VERO
Zurich

Local Business Insurance Broker in Griffith, NSW: Let us help you with your Business and Commercial Insurance needs.

Not sure what you need or prefer to get a full risk review? No problem, submit your enquiry here and we will get back to you. 
Ausure Griffith Insurance Brokers are your local Business Insurance Broker in Griffith, New South Wales, and are part of Australasia’s largest general insurance broker network, the Steadfast Group. We leverage Steadfast’s scale to ensure our clients have access to a wide range of insurance companies, a broad range of products, exclusive policy options, and of course, competitive pricing. And when the time comes and you need to make a claim, you will have the backing of Steadfast behind you.
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