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Insurance for Professionals

For business people involved in professional services. Protect your business, finances and company with Professional Indemnity Insurance.

Contact Ausure Horizon Insurance today for your insurance needs.

Insurance For Consultants & Professionals

If your business provides professional services, it’s your responsibility to apply your experience and knowledge to meet your client’s needs. This is where Professional Indemnity insurance comes into play. At Ausure Horizon, we understand that protecting your business assets such as the property office, equipment, and professional indemnities and liabilities is essential. We have access to flexible and comprehensive professional services insurance. These policies offer an array of financial protection which includes protection against customer or third party allegations of your business causing damages, injury, or loss through your professional services. We can arrange covers for the business equipment against damaged and or loss of income/business interruption and trade credit.

No matter how careful you are, mistakes or accidents do happen, If your business provides professional services then professional indemnity insurance (PI insurance) is there as a form of protection for you and your business.

At Ausure Horizon, we can provide coverage that is industry-specific and tailored to your professional needs. We offer customised products to various industries, including health professionals, consultants, engineers, architects, real estate agents, draftsmen, surveyors, hospitality, entertainment, and a wide array of professions.

Ausure Horizon are your go to insurance broker for Professionals in Newcastle

FAQ

Where do you cover?

We offer cover professionals Australia-wide. A majority of our clients are located in areas such as Sydney, Perth, Newcastle, Brisbane, Melbourne, Cairns, Adelaide, Hobart and Darwin.

How can I make a claim?

You can make a claim online – it is easy as filling out our form and uploading your information. You can also call our friendly team on 1300 639 000. You can also make a claim directly with your personal broker.

Do you price match?

Whilst we understand pricing is important, we take a tailored approach to your business – PI insurance requires a very specific insurance policy. We believe a coverage first approach is important – getting you the correct cover for your company is first and foremost in our methodology.

 

Peace of Mind

From intellectual property, lost or damaged documents to breach of privacy – we have professional indemnity insurance to suit your specific business. 

Industry Experts

With our office in the heart of Newcastle, we insure business owners across Australia. From professional service providers to contractors to consultants, we insure a wide range of businesses.

Tailored Cover For You

No matter what discipline or area of speciality you work in, we can provide tailored insurance cover for all aspects of your business. We can even offer public liability insurance to your policy.  

The Right Cover For Professionals

  • We need to ensure you are receiving the correct cover for your business or project. We take a ‘client first’ hands on approach to ensure all of your operations are covered under our policies.
  • “Cookie Cutter” just aren’t enough. It is time to engage a specialist that understands the specific nuances of your market. No matter what discipline, we can help with your PI cover.

Speak to us about the right insurance related to your Professionals Services:

Request a Quote from Ausure Horizon for your Business Insurance

Let's get you some quotes - tell us a little about you. 

If your business or occupation does not appear in the list, please select 'Other'.

Please note that we are unable to assist with event, market stall or short term insurance
(less than 12 months).

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We're going to ask you some questions about your requirements so that we can get the quote process started. The more details you give us, the quicker we are able to go to market to provide you with comparable quotes. If you are unsure what you need or prefer to talk with someone, please skip through the pages and submit the quote request. 

If you are unsure to any of the answers - please leave them blank.


 


Here are some insurances that apply to most businesses.

Legal liability for injury or damage arising from your business or products.
 
Your portable business equipment - such as tools for a tradie.
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.

Protects premises from covered events such as theft, fire,  or natural disasters.





Loss of business income and increased expenses following a Fire & Perils loss
The maximum amount covered for the loss of a business's gross profit due to an interruption caused by an insured event.
The specified time frame during which a policy provides coverage for losses following an insured event.

Theft of property following forcible/violent entry to the premises
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.





Theft of property following forcible/violent entry to the premises

Theft of property following forcible/violent entry to the premises
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.

Theft of property following forcible/violent entry to the premises
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.
Coverage that protects against the loss or damage of perishable goods, such as food or pharmaceuticals, due to breakdown or failure of refrigeration or cooling systems.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.


Can protect a business and its assets from financial loss due to unexpected
events, accidents, or liabilities that occur to goods whilst in transit.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.

Can protect businesses against financial loss due to damage
or liability resulting from the use of commercial vehicles.
Vehicle Details
Cover Type


The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.


About the Vehicle












Insurance Specialty Covers - this applies to some businesses.

Some businesses require additional Insurance coverage. Please indicate below if you would like to know more information on any of these specialty Insurance Products.
Cover for Mobile Plant and Machinery and liability from their use
Machinery Details
Cover Type

* Agreed value option requires a licensed valuers written assessment of value of Machine

Sum Insured should be the Market Value of the machine and include the value of attachments and accessories or separately list and declare.
About the Machine/Equipment





Use of Machine/Equipment

Are any of your machines used or expected to be used:

Yes No



Can help mitigate financial losses resulting from cyber attacks,
data breaches, and other cyber-related risks.
Protects businesses and professionals from
loss due to professional negligence.
Protects businesses and managers for
employment actions, statutory obligations + others.
Can protect a business from financial losses due to
customers' inability to pay for goods or services on credit terms.
Costs of recalling/replacing products incl expert advice and brand management.
Protects builders/contractors from losses due to construction damage.
Protects businesses from from unexpected financial
losses whist employees are travelling.
Aircraft and/or liability associated with aircraft, airports or hangers
Commercial vessels and liability
Liability whilst repairing or working on vessels
Loss of income and expenses due to weather/non-appearance of performers
Legal expenses to defend patent, trademark or copyright
Protection for people who are injured whilst doing voluntary work
Your liability for injury to employees
Personal Accident Required Information

Personal Accident provides cover for accidents only. Personal Accident & Sickness will include Sickness also. Please note this does not extend to any pre-existing conditions.



Receive payments monthly or annually at claim time.

Period between when the claim occurs and when you will begin to receive payment.

In the event of a claim, how long will you receive payment.


Amount per week you would like to receive in the event of a claim. (Must be a true reflection of your earnings)

The lump sum that a policy can pay you if you suffer a permanent injury that leaves you unable to work. This is an additional payment to your weekly sum insured.


Declaration and Duty of Disclosure

When you apply for an insurance policy, or renew or extend your existing policy, you have to tell the insurer everything about you and your situation that is relevant or could reasonably be expected to be relevant to the insurer’s decision to insure you. You don’t need to disclose something you don’t know, that reduces the insurer’s risk, that is common knowledge, that the insurer knows or ought to know, or something that’s not relevant or the insurer has told you that you don’t need to disclose. With insurance, honesty is the best policy.


Disclosure Questions

If you answer 'Yes' to any of the questions, please enter full details below. 
Yes No


Claim Details





 
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Our Insurer Partners

Let us do all the hard work for you! We compare policies from multiple insurers to ensure you have the right policy, the right price and most importantly – the right coverage.

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Local Business Insurance Broker in Newcastle, NSW: Let us help you with your Professional Insurance needs.

If you have any questions about this policy or are unsure whether it is right for you, please contact us today. The Ausure Horizon insurance team can help to decide if this policy is appropriate for your business.

Additionally, we can also explain the terms of service and exclusions within the policy along with providing alternatives to insurance coverages you might already have in place.

Ausure Horizon Insurance Brokers are your local Business Insurance Broker in Newcastle, New South Wales, and are part of Australasia’s largest general insurance broker network, the Steadfast Group. We leverage Steadfast’s scale to ensure our clients have access to a wide range of insurance companies, a broad range of products, exclusive policy options, and of course, competitive pricing. And when the time comes and you need to make a claim, you will have the backing of Steadfast behind you.

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