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Hospitality Insurance

Find and Compare Hospitality Insurance in Newcastle NSW and surrounds.

Contact Ausure Newcastle today for your insurance needs.

Find Hospitality Insurance in Newcastle. Ausure Newcastle Insurance Brokers provide quality insurance advice for hospitality owners.

Running a hospitality business can be full of surprises and unexpected risks. From customers claiming negligence resulted in injuries to weather causing damage to your property, unexpected events can pose a financial risk to your business.
It is crucial to protect your business and invest in a tailored insurance policy. Whether you own a small boutique cafe, bustling pub, hotel, or takeaway chain, everyone can benefit from limiting their exposure to liability claims and damages. Ausure Newcastle has years of experience assisting hospitality businesses to find the perfect insurance solution.

Before choosing your cover, it’s worth speaking with one of our experienced brokers who understand the risks facing your industry. We can help you figure out what kind of policies will be beneficial for you as every hospitality business in Newcastle is unique. From rural pubs in the Outback to bustling inner-city restaurants, Ausure Newcastle has a tailored solution for you.

Who can benefit from Hospitality Insurance?

  • Restaurants and Cafes
    Restaurants and cafes in Newcastle face various risks, including foodborne illnesses, property damage, and liability claims. 

  • Hotels and Motels: Hotels and motels require comprehensive insurance to cover property damage, guest injuries, and employee-related incidents. 

  • Pubs, Nightclubs and Bars: Pubs and bars in Newcastle need specialised insurance to manage risks such as liquor liability, property damage, and public liability. 

  • Event Venues: Event venues face risks such as property damage, liability claims, and event cancellations. 

  • Catering Services: Catering services in Newcastle require insurance to cover risks associated with food preparation, transportation, and event setup. 

  • Bed and Breakfasts: Bed and Breakfast establishments face unique challenges, including guest injuries, property damage, and liability claims. 

Important things to know when comparing Hospitality Insurance.

  • Understand the Types of Coverage Available: Learn about the various types of hospitality insurance, including public liability, property insurance, liquor liability, and business interruption. Ausure Newcastle Insurance Brokers will explain the benefits and limitations of each coverage type to match your business needs.

 

  • Review Policy Exclusions and Limits: Carefully read and understand the exclusions and limits of your insurance policy to avoid unexpected gaps in coverage. Ausure Newcastle Insurance Brokers will guide you through policy details to ensure you have adequate coverage limits.
  • Factor in Business Size and Turnover: Consider the size and revenue of your hospitality business when determining the amount of coverage needed. Ausure Newcastle Insurance Brokers will tailor your insurance plan to fit your business size and financial considerations.

  • Review and Update Your Policy Regularly: Regularly review and update your insurance policy to reflect changes in your business operations, size, and risks. Ausure Newcastle Insurance Brokers will assist you in regularly updating your policy to match your evolving business needs.

  • Seek Professional Advice: Consult with an insurance broker to get expert guidance on choosing the right insurance coverage for your hospitality business. Ausure Newcastle Insurance Brokers offers expert advice and personalized service to help you navigate complex insurance options.

 

  • Consider Claims Support and Customer Service: Choose an insurance provider known for excellent customer service and efficient claims support. Ausure Newcastle Insurance Brokers is committed to providing exceptional customer service and prompt claims assistance to ensure your peace of mind.

Speak to Ausure Newcastle about your Business Insurance

Please let us know how we can help you with your insurance needs.  










You can upload a copy of your most recent policy schedule below, which will save time and help us understand what type of insurance you need. On the next page, we will ask you a few more questions about your business. 

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What types of Insurance covers should a Hospitality Business owner in Newcastle consider?

Public Liability Insurance

Public Liability Insurance protects your hospitality business from claims of personal injury or property damage by third parties. Ensure your business is safeguarded against legal expenses and compensation costs with comprehensive liability coverage.

Property Insurance

Property Insurance covers your business premises and contents against risks such as fire, theft, and natural disasters. Protect your investment and ensure continuity of operations with robust property insurance.

Business Interruption Insurance

Business Interruption Insurance compensates for lost income and operating expenses if your business is disrupted by an insured event. Keep your cash flow stable and maintain business operations during unforeseen disruptions.

Cyber Insurance

Cyber Insurance protects your hospitality business from the financial impact of cyber-attacks, data breaches, and IT system failures. Safeguard your digital assets and customer information with comprehensive cyber coverage.

Management Liability Insurance

Management Liability Insurance offers protection for directors and officers against claims of wrongful acts, employment practices liability, and regulatory exposures. Keep your leadership team and business safeguarded against legal and financial risks.

Glass Insurance

Glass Insurance covers the cost of repairing or replacing broken windows and glass fixtures in your hospitality business. Maintain the appearance and safety of your premises with specialized glass coverage.

Employee Dishonesty Insurance

Employee Dishonesty Insurance in Australia is designed to protect businesses from financial losses resulting from fraudulent or dishonest acts committed by employees, such as theft, embezzlement, or forgery. It covers the loss of money, securities, or other property owned by the business or for which it is legally liable.

Equipment Breakdown Insurance

Equipment Breakdown Insurance covers repair or replacement costs for essential business equipment that fails due to mechanical or electrical issues. Minimize downtime and avoid costly repairs with this essential coverage.

Our Insurer Partners

Let us do all the hard work for you! We compare policies from multiple insurers to ensure you have the right policy, the right price and most importantly – the right coverage.

AIG
Allianz
Allstate
Blue Zebra
VERO
Zurich

Insurance Broker in Newcastle: Let us help you with your Hospitality Insurance needs.

Not sure what you need or prefer to get a full risk review? No problem, contact us and we will get back to you to discuss. 

Ausure Newcastle are part of Australasia’s largest general insurance broker network, the Steadfast Group. We leverage Steadfast’s scale to ensure our clients have access to a wide range of insurance companies, a broad range of products, exclusive policy options, and of course, competitive pricing. And when the time comes and you need to make a claim, you will have the backing of Steadfast behind you.

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