Insurance made easy with Ausure Rutherford Street Insurance Services
Ausure Rutherford Insurance Services can provide a quality solution for your Business Insurance needs.
Ausure Rutherford Insurance Services have been helping businesses stay protected for a combined 85 years! We pride ourselves on providing our clients with trusted advice and business insurance solutions you can rely on – and if the times comes to make a claim, we manage the entire claim for you and fight as your ally. We’re on your side, not the insurers.
What types of industries and occupations do we help with?
- Farm and Agriculture (Including wineries, fruit and nut farming)
- Tourism (Such as Cruises, Attractions, Festivals and events)
- Retail (Including clothing, electronics and other shops)
- Hospitality (Restaurants, Cafes, Hotels, Motels and Bed and Breakfasts)
- Healthcare (Including specialist clinics and medical practices)
- Construction (Tradesman, Contractors, Subcontractors, Engineers, Surveyors and Architects)
- Financial Services (Advisers, Accountants)
Important things to know when comparing Business Insurance.
Type of Insurance: Understand the different types of insurance and assess which ones your business needs. Some common types include Public Liability Insurance, Professional Indemnity Insurance, and Workers Compensation Insurance.
Coverage: Review the extent of coverage of each policy. Ensure the policy covers all aspects your business needs protection for, including property damage, legal liability, employee-related risks, and business interruption.
Policy Exclusions: Be aware of any exclusions in the policy to ensure your business is fully covered. Exclusions are specific conditions or events that are not covered by the policy.
- Cost: Compare the premiums, excess, and other costs associated with the insurance policy. Opt for a policy that provides ample coverage at a reasonable cost.
- Insurer’s Reputation: Choose an insurer with a good reputation for handling claims fairly and promptly. You can check reviews, ratings, and complaints to gauge the insurer’s reputation.
Claims Process: Understand the claims process, including the documentation required and the timeframe for claim settlement. A simple and quick claims process is preferable.
Policy Limit: Evaluate the policy limits to ensure they are adequate to cover potential losses. Avoid underinsurance, as it can lead to significant financial strain on your business in the event of a claim.
- Legal Compliance: Make sure the insurance you choose complies with Australian legal requirements, especially for compulsory insurances like Workers Compensation Insurance.
- Additional Benefits: Look for policies that offer additional benefits or add-ons that are relevant to your business needs.
- Review Periodically: Regularly review your insurance policy to ensure it remains suitable for your business as it grows and evolves.
Professional Advice: Consider seeking advice from an insurance broker or consultant who can help analyze your business risks and guide you in choosing the right insurance.
What types of Business Insurance cover are available?
Retail & Hospitality
Trade Credit Insurance
Mobile Plant & Equipment Insurance
Commercial Motor & Fleet Insurance
Commercial Strata Insurance
Residential Strata Insurance
Our Insurer Partners
Let us do all the hard work for you! We compare policies from multiple insurers to ensure you have the right policy, the right price and most importantly – the right coverage.
Let us help you with your Business and Commercial Insurance needs.
Not sure what you need or prefer to get a full risk review? No problem, submit your enquiry here and we will get back to you.
Ausure Rutherford Street Insurance Services are part of Australasia’s largest general insurance broker network, the Steadfast Group. We leverage Steadfast’s scale to ensure our clients have access to a wide range of insurance companies, a broad range of products, exclusive policy options, and of course, competitive pricing. And when the time comes and you need to make a claim, you will have the backing of Steadfast behind you.