Business Package Insurance
Contact Baynyi Ausure for your Business Package Insurance needs.
What is business insurance?
A business takes years to build – but an accident or disaster could destroy it all in minutes. That’s why businesses should help protect themselves with a quality business insurance package.
With the right cover in place, owners can run their business with confidence, knowing that their premises, stock and equipment are protected by insurance.
Who should consider it?
Business owners can benefit from taking out an affordable and comprehensive business insurance pack to help protect them against the main risks involved in running a business.
What can it cover?
Business insurance packs can offer general protection for a business, which may include cover against:
| Type of Cover | Potential Benefits |
|---|---|
|
Property damage |
Repair or replacement of property damaged. |
|
Business interruption |
Covers loss of income and turnover following insured damage to property and additional costs and expenses incurred during a claim. |
|
Theft |
Repair or replacement of property stolen. |
|
Money |
Loss of money. |
|
Public or products liability |
Your liability to pay compensation for personal injury and property damage as well as the costs involved in defending a claim triggered by the policy. |
|
Glass |
For replacing glass inside or outside your premises, including your shopfront windows, mirrors or display cases. |
|
Transit |
For stock that is in transit on the road, in the air or by sea. |
|
Electronic equipment breakdown |
For repairing or replacing electronic equipment that breaks down. |
|
Machinery breakdown |
Cover for costs associated with machinery breakdown. |
|
General property |
To cover your tools of trade, including laptops and tools that you use for your profession or trade. |
|
Tax audit |
To cover the costs of being audited by the ATO. |
|
Employee dishonesty |
Direct financial loss of the business caused by the dishonest or fraudulent conduct of an employee which is first discovered during the period of insurance. |
What usually isn't covered?
Exclusions, and the excess you need to pay, and limits of liability can vary greatly depending on your insurer and the requirements of your business.
INDUSTRIES WE SERVE
- Indigenous Corporations and Enterprises
- Local and State Government
- Construction & Infrastructure
- Health, Community, and Disability Services
- Education & Childcare
- Licensed Clubs & Sporting Organisations
- Agriculture & Land Councils
- Not-for-Profit and Social Enterprises
- Transport and Logistics
- Mining and Resources
- Manufacturing
- Professional Services
- Hospitality
- Real Estate and Property Development
- And many more
Speak to us about your Business Package Insurance Needs:
Contact Baynyi Ausure
Our Insurer Partners
Let us do all the hard work for you! We compare policies from multiple insurers to ensure you have the right policy, the right price and most importantly – the right coverage.
Let Baynyi Ausure help you with your Business Package Insurance needs.
Baynyi Ausure specialises in delivering tailored insurance and risk solutions for indigenous and non-indigenous businesses across a diverse range of sectors. . We are part of Australasia’s largest general insurance broker network, the Steadfast Group. We leverage Steadfast’s scale to ensure our clients have access to a wide range of insurance companies, a broad range of products, exclusive policy options, and of course, competitive pricing. And when the time comes and you need to make a claim, you will have the backing of Steadfast behind you.
