Corporate Travel Insurance
Contact Baynyi Ausure for your Corporate Travel Insurance needs.
What is corporate travel insurance?
When business travel doesn’t go to plan, corporate travel insurance can help to cover out-of-pocket costs to your business and employees.
Who should consider it?
If you or your employees need to travel for work, corporate travel insurance can protect your business from financial loss associated with situations such as overseas health emergencies, flight cancellations or lost and stolen baggage.
Corporate travel insurance is similar to personal travel insurance. It can cover your business for unanticipated travel costs if specific events happen.
Corporate travel insurance also covers your directors and employees, and spouses and dependents travelling with them.
What can it cover?
Corporate travel insurance varies in the benefits they provide, which may include cover against:
| Type of Cover | Potential Benefits |
|---|---|
|
Overseas medical and evacuation cost |
The prohibitive costs incurred of covering staff for medical and evacuation costs if they become seriously ill or injured during a business trip. |
|
Life and disablement cover |
Protects your valued staff if they become disabled or pass away while travelling for business |
|
Flight cancellations and missed connections |
The costs of needing to book additional flights and accommodation for staff. |
|
Rental car excess |
The excess on a damaged or stolen rental vehicle. |
|
Loss of deposits |
Reimburses deposits on accommodation, flights or conferences if you or your staff member’s trip is cancelled due to accident or illness. |
|
Personal liability |
Property damages you may have caused or been responsible for, or bodily damage where you are at fault. |
|
Cost of replacing an employee |
The cost of having to employ new staff to replace an employee who is injured or becomes seriously ill during work travel. |
What usually isn't covered?
Exclusions and the excess you need to pay can vary greatly depending on your insurer. However, exclusions may include:
- Some pre-existing conditions
- Refunds if your travel provider becomes insolvent.
- Pregnancy
- Travelling against medical advice.
INDUSTRIES WE SERVE
- Indigenous Corporations and Enterprises
- Local and State Government
- Construction & Infrastructure
- Health, Community, and Disability Services
- Education & Childcare
- Licensed Clubs & Sporting Organisations
- Agriculture & Land Councils
- Not-for-Profit and Social Enterprises
- Transport and Logistics
- Mining and Resources
- Manufacturing
- Professional Services
- Hospitality
- Real Estate and Property Development
- And many more
Speak to us about your Corporate Travel Insurance Needs:
Contact Baynyi Ausure
Our Insurer Partners
Let us do all the hard work for you! We compare policies from multiple insurers to ensure you have the right policy, the right price and most importantly – the right coverage.
Let Baynyi Ausure help you with your Corporate Travel Insurance needs.
Baynyi Ausure specialises in delivering tailored insurance and risk solutions for indigenous and non-indigenous businesses across a diverse range of sectors. . We are part of Australasia’s largest general insurance broker network, the Steadfast Group. We leverage Steadfast’s scale to ensure our clients have access to a wide range of insurance companies, a broad range of products, exclusive policy options, and of course, competitive pricing. And when the time comes and you need to make a claim, you will have the backing of Steadfast behind you.
