Farm Insurance
Contact Baynyi Ausure for your Farm Insurance needs.
What is farm insurance?
Working on the land brings many rewards – but just as many risks. As a farm owner, you’re vulnerable to bushfires that can destroy livestock or damage your buildings and other property; machinery breakdown which can cost you time and money; personal illness or a serious accident; or even a claim from a guest injured on your property.
That’s why farm insurance can help protect your farm and its produce, and the wellbeing of you, your family and the people that pass through your property.
Who should consider it?
Whether you’re a large-scale crop grower or livestock producer or a small family or hobby farm, farm insurance can help protect your farm, its produce and livestock – and the people who benefit from it.
What can it cover?
Farm insurance can be tailored to cover your home and farm buildings, livestock, vehicles, equipment and more. It can also safeguard you against theft and loss of income. For example, a typical farm insurance pack can cover:
| Type of Cover | Potential Benefits |
|---|---|
|
Home property |
Domestic property and belongings from defined events or accidental damage. Cover may include buildings, contents, personal effects and legal liability. |
|
Farm property |
Physical loss or damage to farm property caused by defined events or accidental damage. |
|
Public and products liability |
Claims by third parties for personal injury and/or property damage and/or legal costs in connection with the farming business. |
|
Accident and sickness cover |
Regular payments to help keep your business running if you’re injured or fall ill. |
|
Livestock |
Death or loss of livestock due to specified events. |
|
Machinery breakdown |
Damage to electrical and mechanical machinery, boilers and pressure vessels for loss or damage caused by breakdown. |
|
Workers Compensation |
Covers the cost of your employees’ wages, rehabilitation and medication if they become injured or sick through their work. |
What usually isn't covered?
Exclusions, the excess you need to pay and limits of liability can vary greatly depending on your insurer. Policies generally won’t include cover for:
- Loss or damage to property caused by gradual deterioration or wear and tear.
- Flood.
- Loss caused by earth movement unless the earth movement occurs within 72 hours of certain events.
- Damage caused by tenants unless the risk is accepted by the insurer.
INDUSTRIES WE SERVE
- Indigenous Corporations and Enterprises
- Local and State Government
- Construction & Infrastructure
- Health, Community, and Disability Services
- Education & Childcare
- Licensed Clubs & Sporting Organisations
- Agriculture & Land Councils
- Not-for-Profit and Social Enterprises
- Transport and Logistics
- Mining and Resources
- Manufacturing
- Professional Services
- Hospitality
- Real Estate and Property Development
- And many more
Speak to us about your Farm Insurance Needs:
Contact Baynyi Ausure
Our Insurer Partners
Let us do all the hard work for you! We compare policies from multiple insurers to ensure you have the right policy, the right price and most importantly – the right coverage.
Let Baynyi Ausure help you with your Farm Insurance needs.
Baynyi Ausure specialises in delivering tailored insurance and risk solutions for indigenous and non-indigenous businesses across a diverse range of sectors. . We are part of Australasia’s largest general insurance broker network, the Steadfast Group. We leverage Steadfast’s scale to ensure our clients have access to a wide range of insurance companies, a broad range of products, exclusive policy options, and of course, competitive pricing. And when the time comes and you need to make a claim, you will have the backing of Steadfast behind you.
