Products Liability Insurance

Find and Compare Public Liability Insurance

Public Liability Insurance

Public and Products Liability insurance provides coverage for businesses and individuals against legal claims by third parties for bodily injury, property damage or financial losses resulting from negligence. Having public liability insurance is important for businesses that interact with the public, as it protects them from potential claims that could cause financial harm.

Ausure are public liability insurance brokers as well as being brokers for many other forms of business insurance. Complete the contact form below to let us know how Ausure can assist you with your insurance needs. Know what insurance you need? It takes a little longer, but you can complete the full Business Insurance Enquiry form here. which provides us with all of the information we need to get started on your quotes.

You can also save time by uploading a copy of your current policy schedule. Once you have submitted your request, an Ausure representative will be in touch within 24 hours to discuss your request. Once we have all the information we need, an Ausure broker will approach the market and provide you with a number of comparable quote and price options.

Request a Quote for Your Insurance Needs

What does your Insurance enquiry relate to?

Before we get started, what type of service are you looking for?

A full review by an Insurance Broker
Full Review to assess what insurances are required by a Insurance Broker

I know what I need - no advice or review required
No review or advice - quotes for insurance covers and limits you request. Depending on your enquiry, we may require additional information to provide a quote.

Select your preferred level of service below:

What is the primary type of Business, Trade, or Service that you provide?

Referrer Name

Brand

Lead Source

Lead Type

Referrer Type

Office

Type

Business Details

What is your Business Name?

ABN (Optional)

Type of Business, Trade, or Service that you provide?

Do you have a building license?

What is your estimated Annual Turnover for this year?

No. of Employees including yourself

Does your business employ Contractors and/or Sub-Contractors or Labour Hire personnel?

Approximate $ paid to Sub Contractors/Contractors:

Do you ensure that Contractors, Subcontractors and/or Labour Hire personnel have their own liability, and keep record of where applicable, where necessary?

Tell us about the types of services and work you do for clients:

Business Activities

Do you do any work or provide services to customers in the following industries?

Manufacturing
Civil Works
Aviation
Marine

Mining
Oil and Gas
Public Utilities

Types of Services/Work Completed

Do you perform external work over 10M in height?

Does your work involve welding?

Do you perform underground work over 3M in depth?

Select Required Insurance Covers

If you are unsure or would like more information on any of the cover types, select 'Yes'.

Insurance Basics
Insurance types that are essential for most business and industry types.

	Yes
Liability
General Property (Tools)
Personal Accident
Commercial Motor
Contractual Liability
Workers Compensation
Other

Business Insurance Types Generally Required
Covers that are commonly required for most Businesses.

	Yes
Contract Works
Burglary
Business Interruption
Corporate Travel
Cyber
Flood
Fire & Perils
Glass
Money
Management Liability
Professional Indemnity
Trade Credit
Transit

Insurance That Applies to Some Businesses
Covers that are relevant for some businesses. generally taken by others in your industry to protect the essential risks of doing business.

Insurance That Applies to a Few Businesses

	Yes	No
Aviation
Environmental Liability
Cancellation & Abandonment
Marine Hull and P&I
Shiprepairers Liability
Investment Properties
Political Risk
Voluntary Workers

Businesses Relating to Customers Goods & Vehicles

Farm Insurance Cover Options

	Yes
Crop
Drones Insurance
Home Buildings
Harvested Crops
Gates & Fences
Livestock
Working Dogs
Farm Property
Farm Motor Vehicles
Farm Interruption
Machinery Farm Interruption
Motor Farm Interruption
Theft of Farm Property
Theft Farm Machinery
Other

	Yes
Home Insurance
Car Insurance
Landlord Insurance
Boat
Other

General Property

$5000 Tools Cover$7500 Tools CoverNot RequiredQuote Requested

price5m

InsightID

tfa_accident_cover

tfa_general_property annual

Customise Your Liability Insurance

Preferred limit of Liability

$5M Limit$10M Limit$20M LimitNot sure / Other

Customise Your Personal Accident Insurance

Select your level of Personal Accident cover

$1000 per week Personal Accident$1500 per week Personal AccidentOther

Do you want to be covered for Accident Only OR Sickness too?

What is your Date of Birth?

Do you have any pre-existing medical conditions?

Please provide details

Customise Your General Property (Tools) Insurance

Level of General Property Cover Required

$5000 Tools Cover$7500 Tools CoverOther

Do you have any one Tool that is worth more more than $3000 in value?

Tools Over $3,000 In Value

Please specify items and values for each where value is more than $3000

Would you like us to suggest additional insurance types relevant to your Business?

price10m

price20m

price5m_monthly

price10m_monthly

price20m_monthly

Total

Selected Cover Option

Trigger Instant Quote

Quote success

Cover selected

insurance_personal_accident_annual

InsightID

insurance_personal_accident_monthly

Session ID

General Property

$5000 Tools Cover$7500 Tools CoverNot RequiredQuote Requested

price5m

Session ID

Duty of Disclosure

Please Review Carefully

Before proceeding, ensure you disclose all relevant information. Non‑disclosure may lead to denial or reduction of claims, cancellation of your policy, or voiding of the contract (in cases of fraud). If anything below triggers a “Yes”, be prepared to provide details when requested.

Have you ever had an insurance policy cancelled, declined, or had special terms imposed?
Have you ever been declared bankrupt?
Have you ever been involved in a company or business that became insolvent or was subject to insolvency or voluntary administration (e.g. liquidation or receivership)?
Have you ever been convicted of any criminal offence (other than minor traffic convictions)?
Have you ever been liable for any civil offence or pecuniary penalty (exceeding $5,000)?

Do any of the above apply to you?

Please Provide Additional Details

Claims History

Have you ever had a claim declined or refused due to fraud, suspected fraud or suspicious circumstances?
Have you had any Business or Personal Insurance claims in the last 5 years?
Within the last 5 years, have you ever been charged or convicted of a criminal offence?

Is the answer YES to any of the above?

Please Provide Additional Details

Your Contact Details

First Name

Last Name

Mobile Phone Number

Your Existing Policy Details

To assist us in forwarding your enquiry to your current Insurance Broker, please provide details relating to your existing policies below.

Name of your Insurance Broker or Brokerage

If you are unable to provide the above, please provide details that may assist us in identifying your broker:
- Policy Number/s
- Insured's Name, Email or Phone Number listed on the policy
- Address listed on the policy

Details of you Enquiry

Address Details

Providing your address will allow us to allocate your enquiry to the appropriate team.

Street Address

City

Postal Code

State

Country

Tell us About Your Farm

What is the size of your property?

Please provide additional details about your Farm operations

Upload a copy of your current Insurance Policy Schedule

Save time and upload your current business insurance policy schedule.

Please provide additional details on how we can assist you:

Anything else you would like us to know?

Thank you for choosing Ausure.
Your enquiry has been received and is now with our specialist team.
We’ll be in touch shortly to discuss your insurance requirements and guide you through the next steps.

Compare Public Liability Insurance Cover and Quotes

Who should consider Liability Insurance?

Tradespeople: Trades who work in people’s homes or on building sites
Retail businesses: such as supermarkets and shopping centres, are visited by customers and suppliers
Hospitality: Restaurants, cafes, and bars serve food and drinks to customers

Events and entertainment: Events such as concerts, festivals, and sporting events
Health and fitness: Gyms and fitness centres
Beauty and wellness: Beauty salons, spas, and wellness centres
Professional services: Professionals such as accountants, lawyers, and consultants

What can it cover?

ACCIDENTAL INJURY
If a member of the public is injured while on your business premises or as a result of your business activities, public liability insurance can cover the costs of their medical treatment and any compensation claims they may make.

PROPERTY DAMAGE
If your business accidentally causes damage to someone else’s property, such as a customer’s vehicle, public liability insurance can cover the costs of repairing or replacing the damaged property

LEGAL EXPENSES
If a legal action is taken against your business as a result of an injury or property damage caused by your business operations, public liability insurance can cover
the legal costs associated with defending the claim.

COMPENSATION CLAIMS
Can cover the costs of any compensation claims made against your business by third parties who have suffered injury or property damage as a result of your business operations.

PRODUCT LIABILITY
If your business makes, sells or repairs products, public liability insurance can cover the costs of compensation
claims and legal expenses.

Let us help you with Public Liability Insurance today.

Prefer to meet in person? Find your local broker here.

Not sure what you need or prefer to get a full risk review? No problem, submit your enquiry here and we will get back to you.

Ausure can help with all types of Insurance:

Public Liability Insurance
Tool Insurance
Trades Insurance
Business Package Insurance
Professional Indemnity Insurance
Commercial Motor Insurance
Entertainment Insurance
Earthmoving Equipment Insurance
Commercial Property Insurance
Strata Insurance
Home and Contents Insurance
Travel Insurance
Boat Insurance
Car and Motorbike Insurance
Office Insurance
Plant and Equipment Insurance
Retail Insurance
Transit Cover Insurance
Aviation Insurance
Safety Services
Professional and Consulting Services

The types of Industries that should to consider Products and Liability Insurance:

Insurance for Motels and Hotels
Insurance for Tourist Attractions
Insurance for Restaurants and Cafes
Insurance for Plumbers
Insurance for Real Estate Agencies
Insurance for Carpenters
Insurance for Gyms and Personal Trainers
Insurance for Builders
Insurance for Farmers and Hobby Farmers
Insurance for Accountants
Insurance for working from home businesses
Insurance for Handyman
Insurance for Landscapers
Insurance for Electricians
Insurance for Sole Traders
Insurance for Tradies
Insurance for Business Owners
Insurance for Food Manufactures
Insurance for Building and Civil Construction
Insurance for Not-For-Profit and Charities
Insurance for your Personal assets

Ausure are part of Australasia’s largest general insurance broker network, the Steadfast Group. We leverage Steadfast’s scale to ensure our clients have access to a wide range of insurance companies, a broad range of products, exclusive policy options, and of course, competitive pricing. And when the time comes and you need to make a claim, you will have the backing of Steadfast behind you.

	Yes	No
Audit & Investigation
Employee Dishonesty
Electronic Equipment
Machinery Breakdown
Machinery Business Interruption
Motor Business Interruption
Product Recall

	Yes	No	Not Sure
Customers Vehicles at Business
Customers Vehicles on Road
Driving Risk
Faulty Workmanship
Liability for Customers Vehicles