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Education Services & Teaching Insurance

Insurance for Education Providers, Teachers and Tutors in Australia

Compare Insurance Quotes for Education and Tutoring Services

Having the right insurance coverage is crucial for businesses or people operating in the Education Services industry, given the unique risks and responsibilities they face. Whether you operate a large training college or training center, or provide personalised tutoring services – it’s important to have the right insurance to protect against potential liabilities.

Seeking guidance from a trusted insurance broker like Ausure Insurance Brokers is essential in understanding the complexities of insurance policies tailored to the education sector. 

Let us help you with your Education and Training Insurance needs.

Prefer to speak with someone? Give us a call on 1300 587 225   or find your local broker here.

Speak to Ausure Insurance Brokers about your Business Insurance

Please let us know how we can help you with your insurance needs.  










You can upload a copy of your most recent policy schedule below, which will save time and help us understand what type of insurance you need. On the next page, we will ask you a few more questions about your business. 

Tell us a little about your business.

About your business





Business Address Details





What type of Insurance do most Businesses in the Education Services industry need?

Business Package

Comprehensive insurance solution that combines multiple types of coverage into a single policy tailored to the unique needs of educational institutions. This package typically includes property insurance, professional indemnity insurance, management liability insurance and Cyber liability insurance.

Public Liability

Public liability insurance protects businesses against claims for personal injury or property damage caused by their activities. In the educational industry, this insurance is crucial due to frequent interactions with students and the public, and activities like sports and field trips that increase accident risks.

Professional Indemnity

Professional indemnity insurance is a type of coverage that protects professionals against legal claims alleging negligence or errors in the services they provide. For businesses such as schools, tutoring services, and educational consultants, this insurance is essential.

Cyber Insurance

Cyber insurance provides coverage against losses from cyber incidents, including data breaches, cyber-attacks, and system hacks. For businesses such as schools and universities that store sensitive student information and research data, this insurance is critical. It helps cover the costs of recovery from a cyber event, such as system repairs, data recovery, legal fees, and compensations for affected parties. Additionally, it provides resources for crisis management and regulatory compliance.

Management Liability

Management liability insurance protects the personal assets of company directors and officers, and covers the costs associated with defending against allegations of wrongful acts in their managerial roles. This type of insurance is important for businesses such as schools and colleges, because it addresses risks like mismanagement, breaches of duty, and employment practices liabilities. Educational leaders may face claims related to decisions affecting the institution's finances, operations, or compliance with educational regulations.

Workers Compensation

Workers' compensation insurance provides financial and medical benefits to employees who are injured or become ill as a result of their job. The rules for businesses having workers compensation is different between states, and is particularly important for businesses such as schools, colleges, and training organisations. For educational institutions, which often involve activities that could pose risks to physical health—like lab work, sports, or field maintenance—having workers' compensation insurance is important for protection from the financial burdens of workplace accidents.

The Insurance Quote Process

Information about your Business

You will be required to complete a fact find about your business which allows us to approach insurers for a quote to provide insurance.

We Approach Insurers

Once we have the information we need, we will approach a number of reputable insurers in the market that we believe will provide you with the right cover.

Compare Quotes

We will present you with quotations obtained from the insurers. The quotes will often vary on cover and price and we will explain the differences, allowing you to make an educated decision.

Full Claims Management

We fight as your ally at claim time. We work for you, not the insurer. We manage the entire claims process for you, so you can focus on your business.

Frequently Asked Questions About Insurance relating to the Education Industry

What types of insurance are mandatory when working in the education industry?

In Australia, certain types of insurance are typically mandatory for educational institutions. These may include public liability insurance, workers’ compensation insurance (if you have employees), and possibly professional indemnity insurance depending on the services you offer. It’s essential to check with regulatory authorities and industry associations to ensure compliance with legal requirements. Speak with an Ausure Insurance Broker to ensure you have the right insurance in place for your company.

How much coverage do I need for property and assets?

The amount of coverage needed for property and assets depends on factors such as the value of your assets, the replacement cost of your property, and your tolerance for risk. A thorough assessment of your assets, including buildings, equipment, supplies, and other valuables, can help determine the appropriate level of coverage to protect against risks like fire, theft, and natural disasters.

Are there any industry-specific risks or regulations I need to be aware of?

Yes, there may be industry-specific risks or regulations that educational institutions need to be aware of when it comes to insurance. For example, regulations related to child safety, student welfare, or accreditation standards may impact your insurance needs and coverage requirements. Staying informed about industry developments and working with insurance professionals familiar with the education sector can help ensure compliance and adequate protection.

Getting the right Insurance for a business in the education industry can be confusing. Understanding policy exclusions and the differences in cover between insurers can be difficult. Using an Ausure Insurance Broker will offer peace of mind – knowing you have the right cover in place for your Business. 

Business-Insurance

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We're here to help with your education insurance needs.

Ausure

The types of Insurance we can help with:

  • Public Liability Insurance
  • Business Package Insurance
  • Professional Indemnity Insurance
  • Commercial Motor Insurance
  • Workers Compensation Insurance
  • Commercial Property Insurance
  • Strata Insurance
  • Management Liability Insurance
  • Corporate Travel Insurance
  • Office Insurance
  • Childcare Liability Insurance
  • Business Interruption Insurance
  • Transit Cover Insurance
  • Cyber Insurance
  • Professional and Consulting Services
  • Security Insurance

The types of Industries we can assist:

  • Art Schools
  • Boarding Schools
  • Charter Schools
  • Colleges
  • Corporate Training Providers
  • Daycare Centers
  • International Schools
  • Kindergartens
  • Language Schools
  • Music Schools
  • Online Education Platforms
  • Preschools
  • Private Schools
  • Religious Schools
  • Special Education Schools
  • Test Preparation Centers
  • Tutoring
  • Universities

Education Insurance in Queensland, Victoria, Western Australia, South Australia, Tasmania, New South Wales and the Northern Territory.

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