Education Services & Teaching Insurance

Insurance for Education Providers, Teachers and Tutors in Australia

Compare Insurance Quotes for Education and Tutoring Services

Having the right insurance coverage is crucial for businesses or people operating in the Education Services industry, given the unique risks and responsibilities they face. Whether you operate a large training college or training center, or provide personalised tutoring services – it’s important to have the right insurance to protect against potential liabilities.

Seeking guidance from a trusted insurance broker like Ausure Insurance Brokers is essential in understanding the complexities of insurance policies tailored to the education sector.

Let us help you with your Education and Training Insurance needs.

Prefer to speak with someone? Give us a call on 1300 587 225 or find your local broker here.

Request a Quote for Your Insurance Needs

What does your Insurance enquiry relate to?

Before we get started, what type of service are you looking for?

A full review by an Insurance Broker
Full Review to assess what insurances are required by a Insurance Broker

I know what I need - no advice or review required
No review or advice - quotes for insurance covers and limits you request. Depending on your enquiry, we may require additional information to provide a quote.

Select your preferred level of service below:

What is the primary type of Business, Trade, or Service that you provide?

Referrer Name

Brand

Lead Source

Lead Type

Referrer Type

Office

Type

Business Details

What is your Business Name?

ABN (Optional)

Type of Business, Trade, or Service that you provide?

Do you have a building license?

What is your estimated Annual Turnover for this year?

No. of Employees including yourself

Does your business employ Contractors and/or Sub-Contractors or Labour Hire personnel?

Approximate $ paid to Sub Contractors/Contractors:

Do you ensure that Contractors, Subcontractors and/or Labour Hire personnel have their own liability, and keep record of where applicable, where necessary?

Tell us about the types of services and work you do for clients:

Business Activities

Do you do any work or provide services to customers in the following industries?

Manufacturing
Civil Works
Aviation
Marine

Mining
Oil and Gas
Public Utilities

Types of Services/Work Completed

Do you perform external work over 10M in height?

Does your work involve welding?

Do you perform underground work over 3M in depth?

Select Required Insurance Covers

If you are unsure or would like more information on any of the cover types, select 'Yes'.

Insurance Basics
Insurance types that are essential for most business and industry types.

	Yes
Liability
General Property (Tools)
Personal Accident
Commercial Motor
Contractual Liability
Workers Compensation
Other

Business Insurance Types Generally Required
Covers that are commonly required for most Businesses.

	Yes
Contract Works
Burglary
Business Interruption
Corporate Travel
Cyber
Flood
Fire & Perils
Glass
Money
Management Liability
Professional Indemnity
Trade Credit
Transit

Insurance That Applies to Some Businesses
Covers that are relevant for some businesses. generally taken by others in your industry to protect the essential risks of doing business.

Insurance That Applies to a Few Businesses

	Yes	No
Aviation
Environmental Liability
Cancellation & Abandonment
Marine Hull and P&I
Shiprepairers Liability
Investment Properties
Political Risk
Voluntary Workers

Businesses Relating to Customers Goods & Vehicles

Farm Insurance Cover Options

	Yes
Crop
Drones Insurance
Home Buildings
Harvested Crops
Gates & Fences
Livestock
Working Dogs
Farm Property
Farm Motor Vehicles
Farm Interruption
Machinery Farm Interruption
Motor Farm Interruption
Theft of Farm Property
Theft Farm Machinery
Other

	Yes
Home Insurance
Car Insurance
Landlord Insurance
Boat
Other

General Property

$5000 Tools Cover$7500 Tools CoverNot RequiredQuote Requested

price5m

InsightID

tfa_accident_cover

tfa_general_property annual

Customise Your Liability Insurance

Preferred limit of Liability

$5M Limit$10M Limit$20M LimitNot sure / Other

Customise Your Personal Accident Insurance

Select your level of Personal Accident cover

$1000 per week Personal Accident$1500 per week Personal AccidentOther

Do you want to be covered for Accident Only OR Sickness too?

What is your Date of Birth?

Do you have any pre-existing medical conditions?

Please provide details

Customise Your General Property (Tools) Insurance

Level of General Property Cover Required

$5000 Tools Cover$7500 Tools CoverOther

Do you have any one Tool that is worth more more than $3000 in value?

Tools Over $3,000 In Value

Please specify items and values for each where value is more than $3000

Would you like us to suggest additional insurance types relevant to your Business?

price10m

price20m

price5m_monthly

price10m_monthly

price20m_monthly

Total

Selected Cover Option

Trigger Instant Quote

Quote success

Cover selected

insurance_personal_accident_annual

InsightID

insurance_personal_accident_monthly

Session ID

General Property

$5000 Tools Cover$7500 Tools CoverNot RequiredQuote Requested

price5m

Session ID

Duty of Disclosure

Please Review Carefully

Before proceeding, ensure you disclose all relevant information. Non‑disclosure may lead to denial or reduction of claims, cancellation of your policy, or voiding of the contract (in cases of fraud). If anything below triggers a “Yes”, be prepared to provide details when requested.

Have you ever had an insurance policy cancelled, declined, or had special terms imposed?
Have you ever been declared bankrupt?
Have you ever been involved in a company or business that became insolvent or was subject to insolvency or voluntary administration (e.g. liquidation or receivership)?
Have you ever been convicted of any criminal offence (other than minor traffic convictions)?
Have you ever been liable for any civil offence or pecuniary penalty (exceeding $5,000)?

Do any of the above apply to you?

Please Provide Additional Details

Claims History

Have you ever had a claim declined or refused due to fraud, suspected fraud or suspicious circumstances?
Have you had any Business or Personal Insurance claims in the last 5 years?
Within the last 5 years, have you ever been charged or convicted of a criminal offence?

Is the answer YES to any of the above?

Please Provide Additional Details

Your Contact Details

First Name

Last Name

Mobile Phone Number

Your Existing Policy Details

To assist us in forwarding your enquiry to your current Insurance Broker, please provide details relating to your existing policies below.

Name of your Insurance Broker or Brokerage

If you are unable to provide the above, please provide details that may assist us in identifying your broker:
- Policy Number/s
- Insured's Name, Email or Phone Number listed on the policy
- Address listed on the policy

Details of you Enquiry

Address Details

Providing your address will allow us to allocate your enquiry to the appropriate team.

Street Address

City

Postal Code

State

Country

Tell us About Your Farm

What is the size of your property?

Please provide additional details about your Farm operations

Upload a copy of your current Insurance Policy Schedule

Save time and upload your current business insurance policy schedule.

Please provide additional details on how we can assist you:

Anything else you would like us to know?

Thank you for choosing Ausure.
Your enquiry has been received and is now with our specialist team.
We’ll be in touch shortly to discuss your insurance requirements and guide you through the next steps.

What type of Insurance do most Businesses in the Education Services industry need?

Business Package

Comprehensive insurance solution that combines multiple types of coverage into a single policy tailored to the unique needs of educational institutions. This package typically includes property insurance, professional indemnity insurance, management liability insurance and Cyber liability insurance.

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Public Liability

Public liability insurance protects businesses against claims for personal injury or property damage caused by their activities. In the educational industry, this insurance is crucial due to frequent interactions with students and the public, and activities like sports and field trips that increase accident risks.

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Professional Indemnity

Professional indemnity insurance is a type of coverage that protects professionals against legal claims alleging negligence or errors in the services they provide. For businesses such as schools, tutoring services, and educational consultants, this insurance is essential.

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Cyber Insurance

Cyber insurance provides coverage against losses from cyber incidents, including data breaches, cyber-attacks, and system hacks. For businesses such as schools and universities that store sensitive student information and research data, this insurance is critical. It helps cover the costs of recovery from a cyber event, such as system repairs, data recovery, legal fees, and compensations for affected parties. Additionally, it provides resources for crisis management and regulatory compliance.

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Management Liability

Management liability insurance protects the personal assets of company directors and officers, and covers the costs associated with defending against allegations of wrongful acts in their managerial roles. This type of insurance is important for businesses such as schools and colleges, because it addresses risks like mismanagement, breaches of duty, and employment practices liabilities. Educational leaders may face claims related to decisions affecting the institution's finances, operations, or compliance with educational regulations.

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Workers Compensation

Workers' compensation insurance provides financial and medical benefits to employees who are injured or become ill as a result of their job. The rules for businesses having workers compensation is different between states, and is particularly important for businesses such as schools, colleges, and training organisations. For educational institutions, which often involve activities that could pose risks to physical health—like lab work, sports, or field maintenance—having workers' compensation insurance is important for protection from the financial burdens of workplace accidents.

REQUEST A QUOTE

The Insurance Quote Process

Information about your Business

You will be required to complete a fact find about your business which allows us to approach insurers for a quote to provide insurance.

We Approach Insurers

Once we have the information we need, we will approach a number of reputable insurers in the market that we believe will provide you with the right cover.

Compare Quotes

We will present you with quotations obtained from the insurers. The quotes will often vary on cover and price and we will explain the differences, allowing you to make an educated decision.

Full Claims Management

We fight as your ally at claim time. We work for you, not the insurer. We manage the entire claims process for you, so you can focus on your business.

Frequently Asked Questions About Insurance relating to the Education Industry

What types of insurance are mandatory when working in the education industry?

In Australia, certain types of insurance are typically mandatory for educational institutions. These may include public liability insurance, workers’ compensation insurance (if you have employees), and possibly professional indemnity insurance depending on the services you offer. It’s essential to check with regulatory authorities and industry associations to ensure compliance with legal requirements. Speak with an Ausure Insurance Broker to ensure you have the right insurance in place for your company.

How much coverage do I need for property and assets?

The amount of coverage needed for property and assets depends on factors such as the value of your assets, the replacement cost of your property, and your tolerance for risk. A thorough assessment of your assets, including buildings, equipment, supplies, and other valuables, can help determine the appropriate level of coverage to protect against risks like fire, theft, and natural disasters.

Are there any industry-specific risks or regulations I need to be aware of?

Yes, there may be industry-specific risks or regulations that educational institutions need to be aware of when it comes to insurance. For example, regulations related to child safety, student welfare, or accreditation standards may impact your insurance needs and coverage requirements. Staying informed about industry developments and working with insurance professionals familiar with the education sector can help ensure compliance and adequate protection.

Getting the right Insurance for a business in the education industry can be confusing. Understanding policy exclusions and the differences in cover between insurers can be difficult. Using an Ausure Insurance Broker will offer peace of mind – knowing you have the right cover in place for your Business.

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We're here to help with your education insurance needs.

Ph: 1300 587 225

Email: ausure@ausure.com.au

Prefer to meet in person? Find your local broker here.

The types of Insurance we can help with:

Public Liability Insurance
Business Package Insurance
Professional Indemnity Insurance
Commercial Motor Insurance
Workers Compensation Insurance
Commercial Property Insurance
Strata Insurance
Management Liability Insurance
Corporate Travel Insurance
Office Insurance
Childcare Liability Insurance
Business Interruption Insurance
Transit Cover Insurance
Cyber Insurance
Professional and Consulting Services
Security Insurance

The types of Industries we can assist:

Art Schools
Boarding Schools
Charter Schools
Colleges
Corporate Training Providers
Daycare Centers
International Schools
Kindergartens
Language Schools
Music Schools
Online Education Platforms
Preschools
Private Schools
Religious Schools
Special Education Schools
Test Preparation Centers
Tutoring
Universities

Education Insurance in Queensland, Victoria, Western Australia, South Australia, Tasmania, New South Wales and the Northern Territory.

	Yes	No
Audit & Investigation
Employee Dishonesty
Electronic Equipment
Machinery Breakdown
Machinery Business Interruption
Motor Business Interruption
Product Recall

	Yes	No	Not Sure
Customers Vehicles at Business
Customers Vehicles on Road
Driving Risk
Faulty Workmanship
Liability for Customers Vehicles