Insurance for Roofers
Insurance for Roofers, Roofing Contractors and Businesess.
If you’re a roofer or roofing contractor, having public liability insurance is essential to protect your business. Roofing work often involves heights, heavy tools, and potentially hazardous materials, increasing the risk of accidents. Public liability insurance provides coverage if your work results in damage to a client’s property or causes injury to others. Even the most skilled roofers face risks, making roofing public liability insurance a vital safeguard to cover potential claims and secure your business.
Get tailored insurance solutions that fit your Roofing Business needs, so you can focus on your work with peace of mind. Let us help you find competitive insurance quotes for Roofers today.
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What does Liability Insurance Cost for a Roofing Contractor or Roofing Business?
The cost of liability insurance for a Roofer in Australia varies based on a number of things including the size of your business, the types of jobs you take on, and the amount of coverage you need – $5M, $10M, $20M or $50M.
$10m of Liability insurance for a Roofer can start from around $110 per month (for 8 installments) or $767 per year.
The above is an indicative quote only, based on a QLD Roofer with 100k turnover per year, no employees or subbies and $10m of liability. When considering what level of liability insurance to take, it’s important to consider your business.
How Much Liability Insurance do Roofers Need?
The amount of public liability insurance you need as a roofer or roofing contractor depends on the nature of your projects and the level of risk involved. In most cases, $10 million is the minimum amount that should be considered for Roofers Liability Insurance. However, $20 million may be more appropriate for larger or commercial roofing projects.
Adequate public liability insurance for roofers provides peace of mind, ensuring you’re covered against potential claims that could threaten your business’s financial stability. Consider the scope of your work when selecting the right coverage level. It’s also important to let your broker or insurer know if you will be working from heights as this will affect your cover.
We do not generally recommend $5m of Liability Insurance as this provides minimum cover in the event of a claim. The usual amount most Tradies take is $10m.
The types of things to consider when deciding on $5m, $10m, $20m or $50m of Liability Insurance include:
- Whether you work only on domestic projects (residential homes) or on commercial projects (including retail & hospitality)
- The types of premises where you complete work – stand alone residential homes carry less risk than working in unit blocks/apartments or premises that have adjoining buildings.
- Whether you work on commercial or government projects – these will require a higher level of cover and often form part of the contract requirements.
What makes Ausure the right choice for your Insurance needs as a Roofer?
Our partnerships with Zurich, Chubb, CGU, QBE and other leading insurers mean competitive pricing and strong relationships to help us negotiate and achieve better outcomes for clients.
Competitive Quotes
In a recent market comparison, our quotes were sometimes up to 50% cheaper than others provided by competitors. Instant quotes aren’t always better quotes – it’s worth the wait while we do the hard work in getting you appropriate cover options with competitive pricing.
Insurance Made Easy
We help make insurance simple and easy to manage – we can help with all of your insurance needs, from Public Liability, General Property (Tools Cover) and Personal Accident, right through to Commercial Motor, Business Packages and Corporate Travel (and more!)
Dedicated Account Manager
Your insurance policy is managed by the same person for the life of the policy. Not only does that mean that you have a real person that you can call - it means one point of contact for all of your insurance needs and questions.
Fast Quote Turnaround
Depending on your business and insurance requirements, we can usually provide quotes the same day (Monday to Friday) – to get you covered and on site quickly. Choose from an annual or pay by the monthly policy depending on your cashflow.
Full Claims Management
We provide full claims management - from lodgment to follow ups and escalations if needed. We work for you, not the insurer - and fight to get you the deserved claims outcome. Save stress and frustration by not having to deal with the insurer directly - we take care of the entire claims process for you.
Quotes from Leading Insurers
We compare quotes and cover options from leading Tradie insurers in Australia. Save time and money by letting us do the shopping around and comparing for you - we will provide you with a list of quotes from insurers that we believe offer the most competitive premiums and appropriate cover for your needs.
We compare policies from trusted insurers, to find you the right cover at an affordable price. Check out some of our trusted partners below.
We provide you with quotes from some of Australia’s leading insurers for Roofers and Roofing Businesses, so you can pick a cover and price that’s right for you. Depending on your business requirements, we will aim to provide 3 comparable quotes. The number of quotes offered may be less if insurers are unable to provide cover, we will provide a quote on the most appropriate quotation.
What insurance does a Roofer or Roofing Business need?
Beyond public liability insurance, there are other types of coverage that every roofing business should consider. General Property Insurance (or tools insurance) protects your essential tools and equipment from theft, damage, or loss. Personal Accident Insurance ensures financial support if you’re injured and unable to work, especially important for roofers due to the physical demands of the job. Commercial Motor Insurance is also valuable if you rely on vehicles to transport materials and equipment. Comprehensive roofing business insurance offers tailored protection, covering both your tools and your personal well-being on the job.
Personal Accident Insurance
Public Liability Insurance
General Property (Tools Insurance)
Business Insurance for Tradies
Commercial Motor Insurance
We make it easy to get insurance for Roofers – Australia wide.
We are the trusted, Insurance for Roofers Insurance experts in Australia.
Insurance for Roofers, Roofing Businesses, Roofing Contractors and Roof Restorers in Queensland, Victoria, Western Australia, South Australia, Tasmania, New South Wales and the Northern Territory.