Insurance for Hospitality

We provide insurance for cafes, restaurants, nightclubs, pubs, catering services and entertainment venues.

Hospitality Insurance made easy.

Insurance for Australian Hospitality Owners

Whether you own the local fish and chip shop, run a cafe or manage a bustling nightclub – we can help you get the right insurance in place.

Having the appropriate insurance coverage is essential for hospitality businesses in Australia as it protects against financial risks, safeguards assets, ensures compliance with legal requirements, and provides peace of mind to business owners. It allows them to focus on delivering excellent service to customers without worrying about the potential financial impact of unforeseen events.

No hospitality operates in the same way, so it’s important that you get the right protection for your needs. From Liability Insurance, Business Interruption and Management Liability right through to Tax Audit Insurance and Product Liability – insurance can be confusing. Ausure can help you understand the type of insurance you need, get quotes on your behalf from reputable insurers and most importantly, manage the entire claims process for you should you need to make a claim.

Not sure what insurance you need? No problem, we’re here to help. Complete this form and someone will get back to you.

Insurance Made Easy

We make it easy to organise your Hospitality Insurance insurance by offering flexible payment solutions including premium repayment options* and same day certificate of currencies to get you on site tomorrow.

We know what you need

Insurance can be a confusing process, particulary if you don’t know what you need. We’re experts when it comes to Hospitality Insurance insurance. Don’t be left wondering if you’re covered at claim time, we got you covered.

We're On Your Side

Using a broker for your Hospitality Insurance insurance means that you have someone fighting as your ally at claim time. We work for you, not the insurer. We manage the entire claims process for you, so you can focus on getting back to work.

What type of Hospitality Insurance do you need?

Not sure or prefer to speak with someone? No worries, complete this form.

Business Package Insurance

A Business Package Insurance policy offers protection against a variety of risks for businesses in all industry sectors. Business Package insurance includes property, business interruption, theft, money, machinery breakdown, electronic equipment, broadform liability, glass breakage and general property. Optional extensions are available that include taxation audit costs, goods in transit, employee dishonesty and motor trades.

Public and Products Liability Insurance

Public/Products Liability Insurance offers coverage over legal liability to third parties for damage arising as the result of an occurrence in connection with the insured’s business, premises or products against bodily injury or property damage.

Corporate Travel Insurance

Corporate Travel insurance can provide companies and their employees with a variety of covers ranging from medical treatment, emergency medical evacuation, lost baggage, loss of deposits on flights and hotels, hire car excess and personal liability.

Professional Indemnity Insurance

Professional Indemnity insurance can protect professionals for claims which may be made against them alleging a breach of professional duty. The most common types of claims brought against professionals involve allegations of professional negligence and/or misleading and deceptive conduct.

Directors & Officers Liability Insurance

Directors and Officers Liability Insurance is offered in two sections. A standard policy provides coverage for Directors and Officers covering their legal liability for wrongful acts committed whilst acting in their capacity as a Director or Officer. It also offers Company Reimbursement that offers the reimbursement of payments that the company is legally obliged to make in indemnifying company officers for claims made against them.

Management Liability Insurance

Management Liability Insurance can protect Directors and Officers for legal liability they may incur personally in managing a corporation, it also extends to the corporation itself for certain types of claims

Trade Credit

Trade Credit insurance can protect your business against commercial bad debts. If you trade or sell goods on a credit basis, you’re at risk of bad debt or nonpayment by customers. This can disrupt your cashflow and leave you out of pocket. Trade credit insurance is important for protecting your income and business assets against potential customer failure.

Business Interruption

Business interruption insurance can help make sure your business keeps running smoothly after an unexpected event, by covering the turnover that is lost – so you can recover and rebuild.

Cyber Insurance

If your business has a website or electronic records, you’re vulnerable to cyber hackers. In fact, it’s likely that your business will suffer a cyber attack at some stage. A cyber attack could cost your business more than money. It could also threaten your intellectual property and put customers’ personal information at risk – which could damage your reputation.

Workers Compensation

Workers’ compensation insurance is compulsory for all employers in every state and territory in Australia. Each state or territory has its own workers’ compensation scheme, run by independent regulators, with rules differing slightly between each jurisdiction.

Defamation Insurance

Defamation Insurance is also called calumny, vilification, slander (for verbal statements), and libel (for written or published words). Defamation insurance is available to protect an organisation from the costs of damages successfully awarded against them, and legal expenses to defend any actions.

Commercial Motor

A Commercial Motor Vehicle Insurance policy can provide cover against theft and accidents for business vehicles and trucks.

Commercial Property

Commerical Property Insurance can protect your business assets from covered events like fire, theft, or natural disasters. Not all policy inclusions are the same, so be sure to get the right advice for your needs.

Contract Works

Contract Works insurance can protect builders and contractors from financial loss due to construction damage.

Transit

Transit Insurance can protect a business and its assets from financial loss due to unexpected events, accidents, or liabilities that occur to goods whilst in transit.