Mobile Plant Insurance can provide cover for static and mobile plant equipment, road risk liability and broad form public and products liability for businesses within the mining, excavating/earth moving, crane hire, concreting and/or related industries. This type of cover can combine material damage, road risk liability and public liability together in three sections. It can insure single items or a fleet of plant and equipment, including cranes, excavators, concreting equipment, forklifts, farming machinery, tippers, trailers, trucks and lifting equipment. Road risk liability can be offered, but only if the plant item is registered for road use.

There is a range of optional extensions of cover that can be added, including consequential loss, (loss of income due to damage of a vehicle), and breakdown cover.