Insurance for Bricklayers
and Paving Contractors

Insurance for Bricklayers and Paving Contractors protects your business from costly accidents, claims, and theft. Whether you’re laying bricks, blocks, or pavers for homes, fences, footpaths or commercial structures, insurance helps protect your income, tools, and legal liability.

Do Bricklayers and Pavers Need Insurance?

Yes — bricklaying and paving work involves site hazards, lifting heavy materials, operating saws and compactors, and potential public liability. Laying bricks or pavers may seem straightforward, but the risks are real — from property damage to accidental injuries, and a single accident can set back your business financially without proper insurance.

Whether you’re a sole trader or subcontractor, you’ll often be working on-site, around clients or in public spaces. We help bricklayers and pavers get quick, affordable insurance quotes for public liability, tools, and more.

Compare Bricklayer And Paving Insurance Quotes

We compare quotes from Australia’s top trade insurers for bricklayers and paving contractors. Whether you’re doing driveways, fences, retaining walls or construction work, we’ll find insurance to suit your business.

Bricklayer and Paving Contractor Insurance Brokers

At Ausure, we specialise in arranging cover for tradespeople and understand the specific risks faced by businesses and workers in the bricklaying and paving industry. We compare insurance policies for bricklayers from trusted insurers, including CGU, Vero, QBE, Allianz, Zurich and others to offer you cover tailored to structural and non-structural bricklaying, footpath and paving contractors, blockwork and retaining wall services.

What Insurance Does a Bricklayer or Paver Need?

Public liability insurance, which covers your business for property damage or personal injury that a third party suffers as a result of your work activities, is the most important insurance policy for bricklayers and paving contractors in Australia. The below provides an overview of the different insurance types that you may need in your line of work:

Public Liability

This protects you from claims if your work causes injury or property damage. For example, if stacked bricks fall and damage a car,

General Property (Tools Insurance)

Covers theft or accidental damage to tools and equipment — from brick saws to levels and mixers.

Personal Accident

Provides you with an income if you’re injured on-site and can’t work. This is especially important for sole traders or labourers

Commercial Motor Insurance

Covers your ute or work vehicle against theft, accidents, and damage — including any trailers or gear stored inside.

How Much Does Bricklayers Insurance Cost?

The cost of bricklayer insurance depends on the type of policy and factors such as the area you operate, the size of your team and the amount of cover you need. Most bricklayers and paving contractors find they can get the insurance cover they need with annual and monthly payment options generally available, depending on the insurer.

Get Bricklayer
Insurance Quotes

Complete the form to receive competitive bricklayer or paving contractor insurance quotes from top Australian insurers.

We’ll help you choose the appropriate cover based on your work and risk profile.

Request a Quote for Your Insurance Needs

What does your Insurance enquiry relate to?

Before we get started, what type of service are you looking for?

A full review by an Insurance Broker
Full Review to assess what insurances are required by a Insurance Broker

I know what I need - no advice or review required
No review or advice - quotes for insurance covers and limits you request. Depending on your enquiry, we may require additional information to provide a quote.

Select your preferred level of service below:

What is the primary type of Business, Trade, or Service that you provide?

Referrer Name

Brand

Lead Source

Lead Type

Referrer Type

Office

Type

Business Details

What is your Business Name?

ABN (Optional)

Type of Business, Trade, or Service that you provide?

Do you have a building license?

What is your estimated Annual Turnover for this year?

No. of Employees including yourself

Does your business employ Contractors and/or Sub-Contractors or Labour Hire personnel?

Approximate $ paid to Sub Contractors/Contractors:

Do you ensure that Contractors, Subcontractors and/or Labour Hire personnel have their own liability, and keep record of where applicable, where necessary?

Tell us about the types of services and work you do for clients:

Business Activities

Do you do any work or provide services to customers in the following industries?

Manufacturing
Civil Works
Aviation
Marine

Mining
Oil and Gas
Public Utilities

Types of Services/Work Completed

Do you perform external work over 10M in height?

Does your work involve welding?

Do you perform underground work over 3M in depth?

Select Required Insurance Covers

If you are unsure or would like more information on any of the cover types, select 'Yes'.

Insurance Basics
Insurance types that are essential for most business and industry types.

	Yes
Liability
General Property (Tools)
Personal Accident
Commercial Motor
Contractual Liability
Workers Compensation
Other

Business Insurance Types Generally Required
Covers that are commonly required for most Businesses.

	Yes
Contract Works
Burglary
Business Interruption
Corporate Travel
Cyber
Flood
Fire & Perils
Glass
Money
Management Liability
Professional Indemnity
Trade Credit
Transit

Insurance That Applies to Some Businesses
Covers that are relevant for some businesses. generally taken by others in your industry to protect the essential risks of doing business.

Insurance That Applies to a Few Businesses

	Yes	No
Aviation
Environmental Liability
Cancellation & Abandonment
Marine Hull and P&I
Shiprepairers Liability
Investment Properties
Political Risk
Voluntary Workers

Businesses Relating to Customers Goods & Vehicles

Farm Insurance Cover Options

	Yes
Crop
Drones Insurance
Home Buildings
Harvested Crops
Gates & Fences
Livestock
Working Dogs
Farm Property
Farm Motor Vehicles
Farm Interruption
Machinery Farm Interruption
Motor Farm Interruption
Theft of Farm Property
Theft Farm Machinery
Other

	Yes
Home Insurance
Car Insurance
Landlord Insurance
Boat
Other

General Property

$5000 Tools Cover$7500 Tools CoverNot RequiredQuote Requested

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InsightID

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Customise Your Liability Insurance

Preferred limit of Liability

$5M Limit$10M Limit$20M LimitNot sure / Other

Customise Your Personal Accident Insurance

Select your level of Personal Accident cover

$1000 per week Personal Accident$1500 per week Personal AccidentOther

Do you want to be covered for Accident Only OR Sickness too?

What is your Date of Birth?

Do you have any pre-existing medical conditions?

Please provide details

Customise Your General Property (Tools) Insurance

Level of General Property Cover Required

$5000 Tools Cover$7500 Tools CoverOther

Do you have any one Tool that is worth more more than $3000 in value?

Tools Over $3,000 In Value

Please specify items and values for each where value is more than $3000

Would you like us to suggest additional insurance types relevant to your Business?

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price20m

price5m_monthly

price10m_monthly

price20m_monthly

Total

Selected Cover Option

Trigger Instant Quote

Quote success

Cover selected

insurance_personal_accident_annual

InsightID

insurance_personal_accident_monthly

Session ID

General Property

$5000 Tools Cover$7500 Tools CoverNot RequiredQuote Requested

price5m

Session ID

Duty of Disclosure

Please Review Carefully

Before proceeding, ensure you disclose all relevant information. Non‑disclosure may lead to denial or reduction of claims, cancellation of your policy, or voiding of the contract (in cases of fraud). If anything below triggers a “Yes”, be prepared to provide details when requested.

Have you ever had an insurance policy cancelled, declined, or had special terms imposed?
Have you ever been declared bankrupt?
Have you ever been involved in a company or business that became insolvent or was subject to insolvency or voluntary administration (e.g. liquidation or receivership)?
Have you ever been convicted of any criminal offence (other than minor traffic convictions)?
Have you ever been liable for any civil offence or pecuniary penalty (exceeding $5,000)?

Do any of the above apply to you?

Please Provide Additional Details

Claims History

Have you ever had a claim declined or refused due to fraud, suspected fraud or suspicious circumstances?
Have you had any Business or Personal Insurance claims in the last 5 years?
Within the last 5 years, have you ever been charged or convicted of a criminal offence?

Is the answer YES to any of the above?

Please Provide Additional Details

Your Contact Details

First Name

Last Name

Mobile Phone Number

Your Existing Policy Details

To assist us in forwarding your enquiry to your current Insurance Broker, please provide details relating to your existing policies below.

Name of your Insurance Broker or Brokerage

If you are unable to provide the above, please provide details that may assist us in identifying your broker:
- Policy Number/s
- Insured's Name, Email or Phone Number listed on the policy
- Address listed on the policy

Details of you Enquiry

Address Details

Providing your address will allow us to allocate your enquiry to the appropriate team.

Street Address

City

Postal Code

State

Country

Tell us About Your Farm

What is the size of your property?

Please provide additional details about your Farm operations

Upload a copy of your current Insurance Policy Schedule

Save time and upload your current business insurance policy schedule.

Please provide additional details on how we can assist you:

Anything else you would like us to know?

Thank you for choosing Ausure.
Your enquiry has been received and is now with our specialist team.
We’ll be in touch shortly to discuss your insurance requirements and guide you through the next steps.

Expert Knowledge

A professional broker ensures you have suitable coverage for your unique needs, giving you peace of mind with a tailored insurance program.

Save Time and Money

An insurance broker saves you time and money by understanding your business and securing quotes from leading insurers on your behalf.

We Are On Your Side

Your Ausure broker ensures you have adequate cover and handles the entire claims process, advocating for the outcome you deserve.

How Much Liability Insurance do Bricklayers Need?

Most contractors choose $10 million in Public Liability Insurance. Builders or councils may require $20 million, especially for large projects.

Consider:

FAQs About Bricklayer & Paving Insurance

Do I need insurance if I only do small jobs?

Yes — even a simple fence or path could cause damage or injury.

Are compactors and brick saws covered under tools insurance?from my ute?

Yes — as long as you declare them, they can be insured.

Can I get cover if I work for multiple builders?

Yes — we can tailor a policy that covers subcontracting across multiple job sites.

Do I need insurance for my trailer?

We can include trailers, mixers, and gear in your vehicle or property insurance policy.

What are some examples of public liability insurance claims for brickies?

Falling Brick Pallet: A stacked pallet of bricks collapsed and damaged a client’s shed. Public Liability Insurance covered the $7,400 repair bill.

Paving Trip Hazard: A member of the public tripped on an uneven paver during a front yard installation. The claim resulted in $13,000 in legal and medical costs.

Retaining Wall Movement: A paved retaining wall shifted due to poor compaction, damaging a neighbour’s garden. The claim exceeded $10,000 and was paid in full by the insurer.

Bricklayer and Paver Insurance Australia-Wide

Ausure helps Aussie brickies and paving contractors find insurance policies to protect your business. Whether you’re located in ACT (Australian Capital Territory), NSW (New South Wales), QLD (Queensland), SA (South Australia), VIC (Victoria) or WA (Western Australia), bricklayers can find suitable insurance cover through our key insurance partners.

What makes Ausure the right choice for your Bricklayer or Paver Insurance?

Quotes tailored to bricklaying and paving trades
Tools, trailer and machinery cover available
Fast turnaround so you can get on site quickly
Full support for claims - we handle the entire claims process for you, from lodgement to escalation and negotiating with the insurer to get you the outcome you deserve
Flexible payment options - pay annually or by the month in easy small payment to suit your budget

Our Story

Ausure began back in 1996, with founding offices in NSW, Victoria and the ACT. Since then, the business has grown to become one of Australia’s largest and most widely respected financial services companies.

	Yes	No
Audit & Investigation
Employee Dishonesty
Electronic Equipment
Machinery Breakdown
Machinery Business Interruption
Motor Business Interruption
Product Recall

	Yes	No	Not Sure
Customers Vehicles at Business
Customers Vehicles on Road
Driving Risk
Faulty Workmanship
Liability for Customers Vehicles

Bricklayer / Paving Insurance

Find a suitable bricklayers' insurance cover at an affordable price for your business.