Painters Insurance
Find painters insurance cover through a reliable insurer at an affordable price for your business.
Insurance for Painters
Lawnmowing Insurance and Garden Maintenance Insurance protects you from risks like damage to property, personal injury claims, and theft of equipment. Whether you’re mowing lawns, trimming hedges, or maintaining strata gardens, a suitable insurance policy from a reliable insurer helps to keep you and your business safe.
Do Painters Need Insurance?
Yes – Painting work involves paint products, ladders, working at heights, and exposure to clients’ properties. Whether you are a solo painter, subcontractor, or run a painting crew, your work often involves ladders, scaffolding, and paint products that could damage floors, furnishings, or neighbouring property. A single accident can set your business back financially without having a suitable insurance cover in place. We help painters get quick, affordable insurance quotes for public liability, tools, and more.
Compare Painter Insurance Quotes
We compare quotes from Australia’s top trade insurers for painters. Whether you are painting the interior, exterior, high-rise or commercial buildings, we will get quotes and provide you with comparable prices and coverage so you can select a policy that suits your business and budget.
Painter and Decorator Insurance Brokers
At Ausure, we specialise in arranging cover for tradespeople and understand the specific risks faced by businesses and workers in your industry. We compare insurance policies for painters and decorators from leading insurers like CGU, QBE, Vero, Allianz, Zurich and more to offer cover tailored to painting professionals, whether you focus on residential interiors, exterior repaints, commercial jobs or high-access projects.
What Insurance Does a Painter Need?
In addition to public liability insurance, which covers your business for property damage or personal injury that a third party suffers as a result of your work activities, the type of insurance your business needs depends on the type of work that you’re doing. Here are the most common types of insurance for painters and decorators in Australia:
Public Liability
protects you if your work causes injury or property damage. For example, spilling paint on a carpet, overspray damaging a car, or someone tripping over your drop sheets.
General Property (Tools Insurance)
Covers theft or accidental damage to tools and equipment – from painting equipment to ladders.
Personal Accident
Covers your work vehicle against theft, accidents and damage – including any trailers or gear stored inside.
Commercial Motor Insurance
Covers your ute, van or trailer — including tools stored inside, crash damage, or theft.
How Much Does Painter Insurance Cost?
The cost of painter and decorator insurance depends on factors such as the clients you work with, whether you work at heights, and the amount of cover required. Most painters and decorators find they can get the cover they need with annual and monthly payment options generally available, depending on the insurer.
Get Painter Insurance Quotes
Complete the form to receive competitive painter insurance quotes from top Australian insurers. We’ll help you choose a suitable level of cover based on your work and risk profile.
- 1300 857 225
- ausure.com.au
- Level 25, 324 Queen Street Brisbane, Queensland 4000 PO Box 10709 Brisbane AdelaideStreet, Queensland 4000
Expert Knowledge
A professional broker ensures you have adequate coverage for your unique needs, giving you peace of mind with a tailored insurance program.
Save Time and Money
An insurance broker saves you time and money by understanding your business and securing quotes from leading insurers on your behalf.
We Are On Your Side
Your Ausure broker ensures you're appropriately covered, and handles the entire claims process, advocating for the outcome you deserve.
FAQs About Painter Insurance
Yes – damage, injury, and tool theft are still common in low-risk jobs.
Let us know if you use scaffolding or ladders above 2 storeys – we can include high-risk cover in your policy.
Yes – as long as you declare them, they can be insured.
Not usually – most builders will require you to hold your own Public Liability policy.
Examples of real public liability claims include the following – could you afford the out-of-pocket cost if any of these happened to you?
- Paint Spillage on Carpet: A paint tin was knocked over during an interior repaint, damaging the homeowner’s carpet. Claim: $4,100. Fully covered by the insurer.
- Overspray Damage: Exterior spray painting drifted onto a neighbour’s vehicle. Liability cover paid $2,900 in paint correction.
- Ladder Fall on Glass Table: A painter’s ladder tipped over, smashing a glass dining table during a job. The claim was $3,750 and was paid in full by the insurer.
Painter and Decorator Insurance Australia-Wide
Ausure helps Aussie painters and decorators find insurance policies to protect your business. Whether you’re located in ACT (Australian Capital Territory), NSW (New South Wales), QLD (Queensland), SA (South Australia), VIC (Victoria), or WA (Western Australia), we can connect you with painter and decorator cover through our key insurance partners.
What Makes Ausure the Right Choice for Your Painter Insurance?
- Quotes tailored to painting trades
- Spray gear, ladders and trailer cover available
- Fast turnaround so you can get on site quickly
- Full support for claims - we handle the entire claims process for you, from lodgement to escalation and negotiating with the insurer to get you the outcome you deserve
- Flexible payment options - pay annually or by the month in easy small payment to suit your budget
Our Story
Ausure began back in 1996, with founding offices in NSW, Victoria and the ACT. Since then, the business has grown to become one of Australia’s largest and most widely respected financial services companies.
- Experienced Team
- Full Claims Service
- Insurance Coverage
