Insurance for Plasterers

Plasterer Insurance protects tradies who specialise in plasterboard, solid plaster, and cornice work from the risks of property damage, injury claims, and tool theft. Whether you’re working on residential walls, ceilings, or commercial interiors, having suitable insurance policies in place keeps your business secure.

Do Plasterers Need Insurance?

Yes — plastering can cause property damage, bodily injury, and tools are frequently targeted by thieves. As plastering involves working at heights, using power tools, handling heavy sheets, and working in client homes or building sites — all of which come with risks — insurance gives you peace of mind and ensures you meet site and builder requirements. We help plasterers compare Public Liability, Tools, Personal Accident, and Vehicle Insurance — tailored to your plastering business.

Compare Plasterer Insurance Quotes

We compare insurance quotes from top Australian insurers for plasterers and gyprockers — fast, obligation-free, and customised to your trade and business size.

Plasterer Insurance Brokers

At Ausure, we specialise in arranging cover for tradespeople and understand the specific risks faced by businesses and workers in your industry. We compare plastering insurance policies from our trusted insurer network which includes CGU, Vero, QBE, Zurich, Allianz and others — offering policies designed for plasterboard installers, solid plasterers, ceiling fixers, and cornice contractors.

What Insurance Does a Plasterer Need?

Along with public liability insurance, which covers your plastering business for property damage or personal injury that a third party suffers as a result of your work activities, the type of cover required depends on factors specific to your business. Here are the most common types of insurance for plasterers in Australia:

Public Liability

Covers accidental property damage or injury caused during your work. For example, damaging cornices, cracking a ceiling, or injuring a site worker with equipment.

General Property (Tools Insurance)

Covers your plastering tools — such as stilts, trowels, mixers, screw guns and sanders — if they’re stolen, lost or damaged.

Personal Accident

If you fall from a ladder or suffer a repetitive strain injury, this insurance pays a weekly income while you’re unable to work.

Commercial Motor Insurance

If you transport gear, sheets, or tools to job sites, this protects your ute or van and anything stored inside.

How Much Does Plasterer Insurance Cost?

The cost of plasterers insurance depends on factors such as your work activities, your tools, vehicle, and the amount of cover required. Most plasterers find they can get the cover they need and depending on the insurer, annual and monthly payment options are generally available.

Get Plasterer Insurance Quotes

Fill in your business details to receive plastering insurance quotes — including liability, tools, ute and personal accident cover.

Request a Quote for Your Insurance Needs

What does your Insurance enquiry relate to?

Before we get started, what type of service are you looking for?

A full review by an Insurance Broker
Full Review to assess what insurances are required by a Insurance Broker

I know what I need - no advice or review required
No review or advice - quotes for insurance covers and limits you request. Depending on your enquiry, we may require additional information to provide a quote.

Select your preferred level of service below:

What is the primary type of Business, Trade, or Service that you provide?

Referrer Name

Brand

Lead Source

Lead Type

Referrer Type

Office

Type

Business Details

What is your Business Name?

ABN (Optional)

Type of Business, Trade, or Service that you provide?

Do you have a building license?

What is your estimated Annual Turnover for this year?

No. of Employees including yourself

Does your business employ Contractors and/or Sub-Contractors or Labour Hire personnel?

Approximate $ paid to Sub Contractors/Contractors:

Do you ensure that Contractors, Subcontractors and/or Labour Hire personnel have their own liability, and keep record of where applicable, where necessary?

Tell us about the types of services and work you do for clients:

Business Activities

Do you do any work or provide services to customers in the following industries?

Manufacturing
Civil Works
Aviation
Marine

Mining
Oil and Gas
Public Utilities

Types of Services/Work Completed

Do you perform external work over 10M in height?

Does your work involve welding?

Do you perform underground work over 3M in depth?

Select Required Insurance Covers

If you are unsure or would like more information on any of the cover types, select 'Yes'.

Insurance Basics
Insurance types that are essential for most business and industry types.

	Yes
Liability
General Property (Tools)
Personal Accident
Commercial Motor
Contractual Liability
Workers Compensation
Other

Business Insurance Types Generally Required
Covers that are commonly required for most Businesses.

	Yes
Contract Works
Burglary
Business Interruption
Corporate Travel
Cyber
Flood
Fire & Perils
Glass
Money
Management Liability
Professional Indemnity
Trade Credit
Transit

Insurance That Applies to Some Businesses
Covers that are relevant for some businesses. generally taken by others in your industry to protect the essential risks of doing business.

Insurance That Applies to a Few Businesses

	Yes	No
Aviation
Environmental Liability
Cancellation & Abandonment
Marine Hull and P&I
Shiprepairers Liability
Investment Properties
Political Risk
Voluntary Workers

Businesses Relating to Customers Goods & Vehicles

Farm Insurance Cover Options

	Yes
Crop
Drones Insurance
Home Buildings
Harvested Crops
Gates & Fences
Livestock
Working Dogs
Farm Property
Farm Motor Vehicles
Farm Interruption
Machinery Farm Interruption
Motor Farm Interruption
Theft of Farm Property
Theft Farm Machinery
Other

	Yes
Home Insurance
Car Insurance
Landlord Insurance
Boat
Other

General Property

$5000 Tools Cover$7500 Tools CoverNot RequiredQuote Requested

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Customise Your Liability Insurance

Preferred limit of Liability

$5M Limit$10M Limit$20M LimitNot sure / Other

Customise Your Personal Accident Insurance

Select your level of Personal Accident cover

$1000 per week Personal Accident$1500 per week Personal AccidentOther

Do you want to be covered for Accident Only OR Sickness too?

What is your Date of Birth?

Do you have any pre-existing medical conditions?

Please provide details

Customise Your General Property (Tools) Insurance

Level of General Property Cover Required

$5000 Tools Cover$7500 Tools CoverOther

Do you have any one Tool that is worth more more than $3000 in value?

Tools Over $3,000 In Value

Please specify items and values for each where value is more than $3000

Would you like us to suggest additional insurance types relevant to your Business?

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price5m_monthly

price10m_monthly

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Total

Selected Cover Option

Trigger Instant Quote

Quote success

Cover selected

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InsightID

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Session ID

General Property

$5000 Tools Cover$7500 Tools CoverNot RequiredQuote Requested

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Session ID

Duty of Disclosure

Please Review Carefully

Before proceeding, ensure you disclose all relevant information. Non‑disclosure may lead to denial or reduction of claims, cancellation of your policy, or voiding of the contract (in cases of fraud). If anything below triggers a “Yes”, be prepared to provide details when requested.

Have you ever had an insurance policy cancelled, declined, or had special terms imposed?
Have you ever been declared bankrupt?
Have you ever been involved in a company or business that became insolvent or was subject to insolvency or voluntary administration (e.g. liquidation or receivership)?
Have you ever been convicted of any criminal offence (other than minor traffic convictions)?
Have you ever been liable for any civil offence or pecuniary penalty (exceeding $5,000)?

Do any of the above apply to you?

Please Provide Additional Details

Claims History

Have you ever had a claim declined or refused due to fraud, suspected fraud or suspicious circumstances?
Have you had any Business or Personal Insurance claims in the last 5 years?
Within the last 5 years, have you ever been charged or convicted of a criminal offence?

Is the answer YES to any of the above?

Please Provide Additional Details

Your Contact Details

First Name

Last Name

Mobile Phone Number

Your Existing Policy Details

To assist us in forwarding your enquiry to your current Insurance Broker, please provide details relating to your existing policies below.

Name of your Insurance Broker or Brokerage

If you are unable to provide the above, please provide details that may assist us in identifying your broker:
- Policy Number/s
- Insured's Name, Email or Phone Number listed on the policy
- Address listed on the policy

Details of you Enquiry

Address Details

Providing your address will allow us to allocate your enquiry to the appropriate team.

Street Address

City

Postal Code

State

Country

Tell us About Your Farm

What is the size of your property?

Please provide additional details about your Farm operations

Upload a copy of your current Insurance Policy Schedule

Save time and upload your current business insurance policy schedule.

Please provide additional details on how we can assist you:

Anything else you would like us to know?

Thank you for choosing Ausure.
Your enquiry has been received and is now with our specialist team.
We’ll be in touch shortly to discuss your insurance requirements and guide you through the next steps.

Expert Knowledge

A professional broker ensures you have the plasterers insurance that meets your unique needs, giving you peace of mind with a tailored insurance program.

Save Time and Money

An insurance broker saves you time and money by understanding your business and securing quotes from leading insurers on your behalf.

We Are On Your Side

Your Ausure broker ensures you have a suitable level of cover and handles the entire claims process, advocating for the outcome you deserve.

FAQs About Plasterer Insurance

Do I need insurance if I only do cornices?

Yes — even light decorative work can cause damage or injury.

Can I cover my mixing and sanding equipment?

Yes — all major plastering tools and gear can be included in tool insurance.

What if I subcontract to a builder?

Most builders require you to hold your own Public Liability cover.

Do you cover both solid plaster and plasterboard work?

Yes — we’ll tailor your policy to include all services you provide.

What are some examples of public liability claims?

Examples of real public liability claims include:

Damaged Ceiling Joist: A plasterer stepped through an unbraced ceiling, causing damage to ceiling joists and plasterboard. Claim: $7,600 — covered.
Wet Plaster Slip Injury: A subcontractor slipped on unset plaster left uncovered, resulting in a $14,000 injury claim.
Wall Damage: A plasterer using stilts knocked over a client’s decorative mirror and scuffed freshly painted skirting. Public Liability paid $2,900.

Plasterer Insurance Australia-Wide

Ausure helps plasterers throughout Australia find insurance policies that protect your business and livelihood. Whether you’re located in ACT (Australian Capital Territory), NSW (New South Wales), QLD (Queensland), SA (South Australia), VIC (Victoria), or WA (Western Australia), we can connect you plastering insurance through our key insurance partners.

What Makes Ausure the Right Choice for Your Plasterer Insurance?

Cover for all types of plastering work
Protect your tools, van and income in one package
Fast, easy application with expert broker support
Full claims management from start to finish
Monthly payment options available

Our Story

Ausure began back in 1996, with founding offices in NSW, Victoria and the ACT. Since then, the business has grown to become one of Australia’s largest and most widely respected financial services companies.

	Yes	No
Audit & Investigation
Employee Dishonesty
Electronic Equipment
Machinery Breakdown
Machinery Business Interruption
Motor Business Interruption
Product Recall

	Yes	No	Not Sure
Customers Vehicles at Business
Customers Vehicles on Road
Driving Risk
Faulty Workmanship
Liability for Customers Vehicles

Plasterers Insurance

Get plasterers insurance cover from a reliable insurer at an affordable price for your business.