Insurance for Tilers

Tiler Insurance protects professionals who install floor and wall tiles from risks like property damage, personal injury, and stolen tools. Whether you lay ceramic, porcelain, natural stone, or mosaic tiles, the tilers insurance protects your work, reputation, and income.

Do Tilers Need Insurance?

Yes — tiling involves wet areas, cutting tools, slippery surfaces, and client property. One mistake or injury can cost thousands. As tiling involves sharp tools, wet surfaces, adhesives, and working in homes or construction sites — all of which can cause costly damage or injury, insurance protects your business, your income, and your peace of mind. We help tilers compare Public Liability, Tools, Personal Accident, and Vehicle Insurance — with fast quotes and no fuss.

Compare Tiler Insurance Quotes

We compare leading Australian insurers who offer cover specifically for wall and floor tilers. Whether you work solo or subcontract for builders, we’ll help you find a policy that fits your services and budget.

Tiler Insurance Brokers

At Ausure, we specialise in arranging cover for tradespeople and understand the specific risks faced by businesses and workers in the construction and related industries. Our brokers compare tiler insurance policies from trusted insurers, including QBE, CGU, Vero, Allianz, Zurich and more — offering insurance tailored to professional tilers across Australia.

What Insurance Does a Tiler Need?

In addition to public liability insurance, which covers your tiling business for property damage or personal injury that a third party suffers as a result of your work activities, the type of insurance you need depends on the work you do, your tools, vehicle, team and other factors. Here are some of the most common types of insurance for tilers in Australia:

Public Liability Insurance

Protects you if your work causes injury or property damage — for example, someone slipping on freshly laid tiles or adhesives damaging a surface.

General Property (Tools Insurance)

Covers tiling tools like tile cutters, mixers, levels, grinders, and hand tools from theft, damage or loss.

Personal Accident

Tiling work is physically demanding. If you injure your back or knees, or fall ill, this insurance pays a weekly income while you recover.

Commercial Motor Insurance

Protects your ute or van used for transporting tiles, tools and adhesives — includes crash, theft, and property damage cover.

How Much Does Tiler Insurance Cost?

The cost of tiler insurance depends on factors such as the work you do, your location, your tools and the amount of cover you need. Depending on the insurer, annual and monthly payment options are generally available.

Get Tiler Insurance Quotes

Fill out our quote form and receive fast, no-obligation quotes for tiler liability, tool, vehicle and income protection insurance.

Request a Quote for Your Insurance Needs

What does your Insurance enquiry relate to?

Before we get started, what type of service are you looking for?

A full review by an Insurance Broker
Full Review to assess what insurances are required by a Insurance Broker

I know what I need - no advice or review required
No review or advice - quotes for insurance covers and limits you request. Depending on your enquiry, we may require additional information to provide a quote.

Select your preferred level of service below:

What is the primary type of Business, Trade, or Service that you provide?

Referrer Name

Brand

Lead Source

Lead Type

Referrer Type

Office

Type

Business Details

What is your Business Name?

ABN (Optional)

Type of Business, Trade, or Service that you provide?

Do you have a building license?

What is your estimated Annual Turnover for this year?

No. of Employees including yourself

Does your business employ Contractors and/or Sub-Contractors or Labour Hire personnel?

Approximate $ paid to Sub Contractors/Contractors:

Do you ensure that Contractors, Subcontractors and/or Labour Hire personnel have their own liability, and keep record of where applicable, where necessary?

Tell us about the types of services and work you do for clients:

Business Activities

Do you do any work or provide services to customers in the following industries?

Manufacturing
Civil Works
Aviation
Marine

Mining
Oil and Gas
Public Utilities

Types of Services/Work Completed

Do you perform external work over 10M in height?

Does your work involve welding?

Do you perform underground work over 3M in depth?

Select Required Insurance Covers

If you are unsure or would like more information on any of the cover types, select 'Yes'.

Insurance Basics
Insurance types that are essential for most business and industry types.

	Yes
Liability
General Property (Tools)
Personal Accident
Commercial Motor
Contractual Liability
Workers Compensation
Other

Business Insurance Types Generally Required
Covers that are commonly required for most Businesses.

	Yes
Contract Works
Burglary
Business Interruption
Corporate Travel
Cyber
Flood
Fire & Perils
Glass
Money
Management Liability
Professional Indemnity
Trade Credit
Transit

Insurance That Applies to Some Businesses
Covers that are relevant for some businesses. generally taken by others in your industry to protect the essential risks of doing business.

Insurance That Applies to a Few Businesses

	Yes	No
Aviation
Environmental Liability
Cancellation & Abandonment
Marine Hull and P&I
Shiprepairers Liability
Investment Properties
Political Risk
Voluntary Workers

Businesses Relating to Customers Goods & Vehicles

Farm Insurance Cover Options

	Yes
Crop
Drones Insurance
Home Buildings
Harvested Crops
Gates & Fences
Livestock
Working Dogs
Farm Property
Farm Motor Vehicles
Farm Interruption
Machinery Farm Interruption
Motor Farm Interruption
Theft of Farm Property
Theft Farm Machinery
Other

	Yes
Home Insurance
Car Insurance
Landlord Insurance
Boat
Other

General Property

$5000 Tools Cover$7500 Tools CoverNot RequiredQuote Requested

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Customise Your Liability Insurance

Preferred limit of Liability

$5M Limit$10M Limit$20M LimitNot sure / Other

Customise Your Personal Accident Insurance

Select your level of Personal Accident cover

$1000 per week Personal Accident$1500 per week Personal AccidentOther

Do you want to be covered for Accident Only OR Sickness too?

What is your Date of Birth?

Do you have any pre-existing medical conditions?

Please provide details

Customise Your General Property (Tools) Insurance

Level of General Property Cover Required

$5000 Tools Cover$7500 Tools CoverOther

Do you have any one Tool that is worth more more than $3000 in value?

Tools Over $3,000 In Value

Please specify items and values for each where value is more than $3000

Would you like us to suggest additional insurance types relevant to your Business?

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price20m

price5m_monthly

price10m_monthly

price20m_monthly

Total

Selected Cover Option

Trigger Instant Quote

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Cover selected

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InsightID

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Session ID

General Property

$5000 Tools Cover$7500 Tools CoverNot RequiredQuote Requested

price5m

Session ID

Duty of Disclosure

Please Review Carefully

Before proceeding, ensure you disclose all relevant information. Non‑disclosure may lead to denial or reduction of claims, cancellation of your policy, or voiding of the contract (in cases of fraud). If anything below triggers a “Yes”, be prepared to provide details when requested.

Have you ever had an insurance policy cancelled, declined, or had special terms imposed?
Have you ever been declared bankrupt?
Have you ever been involved in a company or business that became insolvent or was subject to insolvency or voluntary administration (e.g. liquidation or receivership)?
Have you ever been convicted of any criminal offence (other than minor traffic convictions)?
Have you ever been liable for any civil offence or pecuniary penalty (exceeding $5,000)?

Do any of the above apply to you?

Please Provide Additional Details

Claims History

Have you ever had a claim declined or refused due to fraud, suspected fraud or suspicious circumstances?
Have you had any Business or Personal Insurance claims in the last 5 years?
Within the last 5 years, have you ever been charged or convicted of a criminal offence?

Is the answer YES to any of the above?

Please Provide Additional Details

Your Contact Details

First Name

Last Name

Mobile Phone Number

Your Existing Policy Details

To assist us in forwarding your enquiry to your current Insurance Broker, please provide details relating to your existing policies below.

Name of your Insurance Broker or Brokerage

If you are unable to provide the above, please provide details that may assist us in identifying your broker:
- Policy Number/s
- Insured's Name, Email or Phone Number listed on the policy
- Address listed on the policy

Details of you Enquiry

Address Details

Providing your address will allow us to allocate your enquiry to the appropriate team.

Street Address

City

Postal Code

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Tell us About Your Farm

What is the size of your property?

Please provide additional details about your Farm operations

Upload a copy of your current Insurance Policy Schedule

Save time and upload your current business insurance policy schedule.

Please provide additional details on how we can assist you:

Anything else you would like us to know?

Thank you for choosing Ausure.
Your enquiry has been received and is now with our specialist team.
We’ll be in touch shortly to discuss your insurance requirements and guide you through the next steps.

Expert Knowledge

A professional broker ensures you're covered by a policy that meets your unique needs, giving you peace of mind with a tailored insurance program.

Save Time and Money

An insurance broker saves you time and money by understanding your business and securing quotes from leading insurers on your behalf.

We Are On Your Side

Your Ausure broker ensures you have suitable cover, and handles the entire claims process, advocating for the outcome you deserve.

How Much Liability Insurance Do Tilers Need?

Most tilers select $10 million Public Liability Insurance. You may need $20 million for larger or commercial contracts.

Factors to consider:

Residential vs commercial work
Whether you supervise apprentices or subcontractors
Contract or builder requirements

FAQs About Tiler Insurance

Can I include waterproofing in my cover?

Yes — just let us know and we’ll tailor your policy to include waterproofing work.

Are my tile cutters and mixers covered?

Yes — these can be covered under General Property (Tools Insurance).

What if I work in both homes and commercial sites?

No problem — your policy can be customised to cover both.

Do I need cover for apprentices?

Yes — you must declare all workers to ensure they’re protected under your liability policy.

What are some examples of public liability claims?

Examples of real public liability claims include:

Slippery Floor Incident: A client entered a bathroom before the tiles had set and slipped, resulting in a hospital stay. The liability claim was $11,500.
Grout Spill on Carpet: A tiler spilled grout while walking through a client’s hallway, damaging brand new carpet. Claim: $3,200.
Dropped Tile Stack: A stack of large-format tiles fell and cracked a glass door panel. Public Liability Insurance paid $2,700.

Tiler Insurance Australia-Wide

Ausure helps tilers throughout Australia find insurance policies that suit your business and budget. Whether you’re located in ACT (Australian Capital Territory), NSW (New South Wales), QLD (Queensland), SA (South Australia), VIC (Victoria), or WA (Western Australia), we can connect you with suitable tiler insurance through our key insurance partners.

What Makes Ausure the Right Choice for Your Tiler Insurance?

Tailored quotes for ceramic, stone, and waterproof tilers
Cover for tools, vans, trailers and more
Expert support with quotes, claims and renewals
Full claims management service
Monthly or annual payments available

Our Story

Ausure began back in 1996, with founding offices in NSW, Victoria and the ACT. Since then, the business has grown to become one of Australia’s largest and most widely respected financial services companies.

	Yes	No
Audit & Investigation
Employee Dishonesty
Electronic Equipment
Machinery Breakdown
Machinery Business Interruption
Motor Business Interruption
Product Recall

	Yes	No	Not Sure
Customers Vehicles at Business
Customers Vehicles on Road
Driving Risk
Faulty Workmanship
Liability for Customers Vehicles

Tilers Insurance

Find suitable tilers insurance cover at an affordable price for your business.