Professionals and Consultants Insurance

Find and Compare Insurance for Professionals or Consultants

Compare Insurance Quotes for Professionals & Consultants

Professional and consulting services are varied in nature, and each is exposed to its own types of risks. A major insurance policy that first comes to mind is Professional Liability to protect you and your business against legal liability from a breach (or alleged breach!) of professional duty.

The duties owed to clients and others by a professional are wide and varied e.g. malpractice risks for health care professionals, deficient design risks for architects, engineers or IT software professionals, poor investment advice risks for stock advisers, wrong advice risks for teachers and coaches.

Our Ausure Advisers can advise you about the extent of insurance protection available and how to avoid unexpected and unwanted policy exclusions that wipe out important cover when you need it.

Whether you know what insurance you need – or are looking for a full review of your insurance needs as an individual or business offering professional and consulting services – Ausure are able to provide you insurance cover options and prices so you can make an educated decision on what is right for you.

Request a Quote for Your Insurance Needs

What does your Insurance enquiry relate to?

Before we get started, what type of service are you looking for?

A full review by an Insurance Broker
Full Review to assess what insurances are required by a Insurance Broker

I know what I need - no advice or review required
No review or advice - quotes for insurance covers and limits you request. Depending on your enquiry, we may require additional information to provide a quote.

Select your preferred level of service below:

What is the primary type of Business, Trade, or Service that you provide?

Referrer Name

Brand

Lead Source

Lead Type

Referrer Type

Office

Type

Business Details

What is your Business Name?

ABN (Optional)

Type of Business, Trade, or Service that you provide?

Do you have a building license?

What is your estimated Annual Turnover for this year?

No. of Employees including yourself

Does your business employ Contractors and/or Sub-Contractors or Labour Hire personnel?

Approximate $ paid to Sub Contractors/Contractors:

Do you ensure that Contractors, Subcontractors and/or Labour Hire personnel have their own liability, and keep record of where applicable, where necessary?

Tell us about the types of services and work you do for clients:

Business Activities

Do you do any work or provide services to customers in the following industries?

Manufacturing
Civil Works
Aviation
Marine

Mining
Oil and Gas
Public Utilities

Types of Services/Work Completed

Do you perform external work over 10M in height?

Does your work involve welding?

Do you perform underground work over 3M in depth?

Select Required Insurance Covers

If you are unsure or would like more information on any of the cover types, select 'Yes'.

Insurance Basics
Insurance types that are essential for most business and industry types.

	Yes
Liability
General Property (Tools)
Personal Accident
Commercial Motor
Contractual Liability
Workers Compensation
Other

Business Insurance Types Generally Required
Covers that are commonly required for most Businesses.

	Yes
Contract Works
Burglary
Business Interruption
Corporate Travel
Cyber
Flood
Fire & Perils
Glass
Money
Management Liability
Professional Indemnity
Trade Credit
Transit

Insurance That Applies to Some Businesses
Covers that are relevant for some businesses. generally taken by others in your industry to protect the essential risks of doing business.

Insurance That Applies to a Few Businesses

	Yes	No
Aviation
Environmental Liability
Cancellation & Abandonment
Marine Hull and P&I
Shiprepairers Liability
Investment Properties
Political Risk
Voluntary Workers

Businesses Relating to Customers Goods & Vehicles

Farm Insurance Cover Options

	Yes
Crop
Drones Insurance
Home Buildings
Harvested Crops
Gates & Fences
Livestock
Working Dogs
Farm Property
Farm Motor Vehicles
Farm Interruption
Machinery Farm Interruption
Motor Farm Interruption
Theft of Farm Property
Theft Farm Machinery
Other

	Yes
Home Insurance
Car Insurance
Landlord Insurance
Boat
Other

General Property

$5000 Tools Cover$7500 Tools CoverNot RequiredQuote Requested

price5m

InsightID

tfa_accident_cover

tfa_general_property annual

Customise Your Liability Insurance

Preferred limit of Liability

$5M Limit$10M Limit$20M LimitNot sure / Other

Customise Your Personal Accident Insurance

Select your level of Personal Accident cover

$1000 per week Personal Accident$1500 per week Personal AccidentOther

Do you want to be covered for Accident Only OR Sickness too?

What is your Date of Birth?

Do you have any pre-existing medical conditions?

Please provide details

Customise Your General Property (Tools) Insurance

Level of General Property Cover Required

$5000 Tools Cover$7500 Tools CoverOther

Do you have any one Tool that is worth more more than $3000 in value?

Tools Over $3,000 In Value

Please specify items and values for each where value is more than $3000

Would you like us to suggest additional insurance types relevant to your Business?

price10m

price20m

price5m_monthly

price10m_monthly

price20m_monthly

Total

Selected Cover Option

Trigger Instant Quote

Quote success

Cover selected

insurance_personal_accident_annual

InsightID

insurance_personal_accident_monthly

Session ID

General Property

$5000 Tools Cover$7500 Tools CoverNot RequiredQuote Requested

price5m

Session ID

Duty of Disclosure

Please Review Carefully

Before proceeding, ensure you disclose all relevant information. Non‑disclosure may lead to denial or reduction of claims, cancellation of your policy, or voiding of the contract (in cases of fraud). If anything below triggers a “Yes”, be prepared to provide details when requested.

Have you ever had an insurance policy cancelled, declined, or had special terms imposed?
Have you ever been declared bankrupt?
Have you ever been involved in a company or business that became insolvent or was subject to insolvency or voluntary administration (e.g. liquidation or receivership)?
Have you ever been convicted of any criminal offence (other than minor traffic convictions)?
Have you ever been liable for any civil offence or pecuniary penalty (exceeding $5,000)?

Do any of the above apply to you?

Please Provide Additional Details

Claims History

Have you ever had a claim declined or refused due to fraud, suspected fraud or suspicious circumstances?
Have you had any Business or Personal Insurance claims in the last 5 years?
Within the last 5 years, have you ever been charged or convicted of a criminal offence?

Is the answer YES to any of the above?

Please Provide Additional Details

Your Contact Details

First Name

Last Name

Mobile Phone Number

Your Existing Policy Details

To assist us in forwarding your enquiry to your current Insurance Broker, please provide details relating to your existing policies below.

Name of your Insurance Broker or Brokerage

If you are unable to provide the above, please provide details that may assist us in identifying your broker:
- Policy Number/s
- Insured's Name, Email or Phone Number listed on the policy
- Address listed on the policy

Details of you Enquiry

Address Details

Providing your address will allow us to allocate your enquiry to the appropriate team.

Street Address

City

Postal Code

State

Country

Tell us About Your Farm

What is the size of your property?

Please provide additional details about your Farm operations

Upload a copy of your current Insurance Policy Schedule

Save time and upload your current business insurance policy schedule.

Please provide additional details on how we can assist you:

Anything else you would like us to know?

Thank you for choosing Ausure.
Your enquiry has been received and is now with our specialist team.
We’ll be in touch shortly to discuss your insurance requirements and guide you through the next steps.

We compare policies from trusted insurers, to find you the right cover at an affordable price for your Business Insurance. Check out some of our trusted insurance partners below.

The Insurance Quote Process

Information about your Business

You will be required to complete a fact find about your business which allows us to approach insurers for a quote to provide insurance.

We Approach Insurers

Once we have the information we need, we will approach a number of reputable insurers in the market that we believe will provide you with the right cover.

Compare Quotes

We will present you with quotations obtained from the insurers. The quotes will often vary on cover and price and we will explain the differences, allowing you to make an educated decision.

Full Claims Management

We fight as your ally at claim time. We work for you, not the insurer. We manage the entire claims process for you, so you can focus on your business.

Frequently Asked Questions About Insurance for Consultants & Professionals

What types of insurance do I need for my consulting business?

You typically need professional indemnity insurance, public liability insurance, business interruption insurance, cyber insurance, and workers’ compensation insurance if you have employees.

What does professional indemnity insurance cover?

Professional indemnity insurance covers claims of negligence, errors, or omissions in the professional services you provide, including legal defense costs and any damages awarded.

Do I need cyber insurance for my consulting business?

If your business handles sensitive client information or relies on digital systems, cyber insurance is crucial. It covers losses related to data breaches, cyber-attacks, and other cyber incidents.

Business Insurance for professionals and consultants can be confusing. Understanding policy exclusions and the differences in cover between insurers can be difficult. Using an Ausure Insurance Broker will offer peace of mind – knowing you have the right cover in place for your Business.

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Ph: 1300 587 225

Email: ausure@ausure.com.au

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We are the trusted, Professional and Consulting Services Insurance experts in Australia.

Ausure can assist with all of your business insurance needs, Australia wide.

The types of Business Insurance we can help with:

Management Consultants
Business Strategy Consultants
Operations Consultants
Supply Chain Consultants
Human Resources Consultants
Financial and Legal Services
Accountants and Auditors
Investment Advisors
Legal Consultants and Lawyers
IT and Technology Consulting
Software Development Consultants
Data Analytics Consultants
Marketing and Communications
Public Relations Consultants
Marketing Consultants
Environmental Consultants
Engineering and Technical Consulting
Project Management Consultants
Healthcare and Medical Consulting
Health and Safety Consultants
Training and Development Consultants
E-learning Consultants
Career Coaches
Real Estate and Property Consulting
Property Valuation Consultants
Urban Planning Consultants
Property Management Consultants
Land Surveyors
Creative and Design Consulting
Interior Design Consultants
Architecture Consultants
Risk Management Consultants
Compliance Consultants
Quality Assurance Consultants
Sales and Business Development Consultants
Event Planning Consultants

The types of Industries we can assist:

Professional Indemnity Insurance
Public Liability Insurance
Business Interruption Insurance
Cyber Insurance
Workers’ Compensation Insurance
Directors and Officers (D&O) Insurance
Legal Expenses Insurance
Commercial Property Insurance
General Liability Insurance
Employment Practices Liability Insurance
Key Person Insurance
Portable Equipment Insurance
Office Contents Insurance

Business Insurance in Queensland, Victoria, Western Australia, South Australia, Tasmania, New South Wales and the Northern Territory.

	Yes	No
Audit & Investigation
Employee Dishonesty
Electronic Equipment
Machinery Breakdown
Machinery Business Interruption
Motor Business Interruption
Product Recall

	Yes	No	Not Sure
Customers Vehicles at Business
Customers Vehicles on Road
Driving Risk
Faulty Workmanship
Liability for Customers Vehicles