Real Estate and Property Services Insurance

Find and Compare Insurance Cover Options

Insurance for the Property Services Industry

Businesses in the property sector such as real estate agencies, needs to ensure they have a tailored insurance program tailored to their business operations. Insurance policies with the right level of inclusions, and responsive claims management are crucial for property industry related businesses. Insurance requirements may include professional indemnity, general liability, material damage to existing structures or those under construction and business interruption.

Understanding your insurance needs can be confusing, but an Ausure Insurance Specialist can guide you through your requirements and help you make an educated decision for the right insurance protection.

Contact us today to discuss your insurance needs:

Request a Quote for Your Insurance Needs

What does your Insurance enquiry relate to?

Before we get started, what type of service are you looking for?

A full review by an Insurance Broker
Full Review to assess what insurances are required by a Insurance Broker

I know what I need - no advice or review required
No review or advice - quotes for insurance covers and limits you request. Depending on your enquiry, we may require additional information to provide a quote.

Select your preferred level of service below:

What is the primary type of Business, Trade, or Service that you provide?

Referrer Name

Brand

Lead Source

Lead Type

Referrer Type

Office

Type

Business Details

What is your Business Name?

ABN (Optional)

Type of Business, Trade, or Service that you provide?

Do you have a building license?

What is your estimated Annual Turnover for this year?

No. of Employees including yourself

Does your business employ Contractors and/or Sub-Contractors or Labour Hire personnel?

Approximate $ paid to Sub Contractors/Contractors:

Do you ensure that Contractors, Subcontractors and/or Labour Hire personnel have their own liability, and keep record of where applicable, where necessary?

Tell us about the types of services and work you do for clients:

Business Activities

Do you do any work or provide services to customers in the following industries?

Manufacturing
Civil Works
Aviation
Marine

Mining
Oil and Gas
Public Utilities

Types of Services/Work Completed

Do you perform external work over 10M in height?

Does your work involve welding?

Do you perform underground work over 3M in depth?

Select Required Insurance Covers

If you are unsure or would like more information on any of the cover types, select 'Yes'.

Insurance Basics
Insurance types that are essential for most business and industry types.

	Yes
Liability
General Property (Tools)
Personal Accident
Commercial Motor
Contractual Liability
Workers Compensation
Other

Business Insurance Types Generally Required
Covers that are commonly required for most Businesses.

	Yes
Contract Works
Burglary
Business Interruption
Corporate Travel
Cyber
Flood
Fire & Perils
Glass
Money
Management Liability
Professional Indemnity
Trade Credit
Transit

Insurance That Applies to Some Businesses
Covers that are relevant for some businesses. generally taken by others in your industry to protect the essential risks of doing business.

Insurance That Applies to a Few Businesses

	Yes	No
Aviation
Environmental Liability
Cancellation & Abandonment
Marine Hull and P&I
Shiprepairers Liability
Investment Properties
Political Risk
Voluntary Workers

Businesses Relating to Customers Goods & Vehicles

Farm Insurance Cover Options

	Yes
Crop
Drones Insurance
Home Buildings
Harvested Crops
Gates & Fences
Livestock
Working Dogs
Farm Property
Farm Motor Vehicles
Farm Interruption
Machinery Farm Interruption
Motor Farm Interruption
Theft of Farm Property
Theft Farm Machinery
Other

	Yes
Home Insurance
Car Insurance
Landlord Insurance
Boat
Other

General Property

$5000 Tools Cover$7500 Tools CoverNot RequiredQuote Requested

price5m

InsightID

tfa_accident_cover

tfa_general_property annual

Customise Your Liability Insurance

Preferred limit of Liability

$5M Limit$10M Limit$20M LimitNot sure / Other

Customise Your Personal Accident Insurance

Select your level of Personal Accident cover

$1000 per week Personal Accident$1500 per week Personal AccidentOther

Do you want to be covered for Accident Only OR Sickness too?

What is your Date of Birth?

Do you have any pre-existing medical conditions?

Please provide details

Customise Your General Property (Tools) Insurance

Level of General Property Cover Required

$5000 Tools Cover$7500 Tools CoverOther

Do you have any one Tool that is worth more more than $3000 in value?

Tools Over $3,000 In Value

Please specify items and values for each where value is more than $3000

Would you like us to suggest additional insurance types relevant to your Business?

price10m

price20m

price5m_monthly

price10m_monthly

price20m_monthly

Total

Selected Cover Option

Trigger Instant Quote

Quote success

Cover selected

insurance_personal_accident_annual

InsightID

insurance_personal_accident_monthly

Session ID

General Property

$5000 Tools Cover$7500 Tools CoverNot RequiredQuote Requested

price5m

Session ID

Duty of Disclosure

Please Review Carefully

Before proceeding, ensure you disclose all relevant information. Non‑disclosure may lead to denial or reduction of claims, cancellation of your policy, or voiding of the contract (in cases of fraud). If anything below triggers a “Yes”, be prepared to provide details when requested.

Have you ever had an insurance policy cancelled, declined, or had special terms imposed?
Have you ever been declared bankrupt?
Have you ever been involved in a company or business that became insolvent or was subject to insolvency or voluntary administration (e.g. liquidation or receivership)?
Have you ever been convicted of any criminal offence (other than minor traffic convictions)?
Have you ever been liable for any civil offence or pecuniary penalty (exceeding $5,000)?

Do any of the above apply to you?

Please Provide Additional Details

Claims History

Have you ever had a claim declined or refused due to fraud, suspected fraud or suspicious circumstances?
Have you had any Business or Personal Insurance claims in the last 5 years?
Within the last 5 years, have you ever been charged or convicted of a criminal offence?

Is the answer YES to any of the above?

Please Provide Additional Details

Your Contact Details

First Name

Last Name

Mobile Phone Number

Your Existing Policy Details

To assist us in forwarding your enquiry to your current Insurance Broker, please provide details relating to your existing policies below.

Name of your Insurance Broker or Brokerage

If you are unable to provide the above, please provide details that may assist us in identifying your broker:
- Policy Number/s
- Insured's Name, Email or Phone Number listed on the policy
- Address listed on the policy

Details of you Enquiry

Address Details

Providing your address will allow us to allocate your enquiry to the appropriate team.

Street Address

City

Postal Code

State

Country

Tell us About Your Farm

What is the size of your property?

Please provide additional details about your Farm operations

Upload a copy of your current Insurance Policy Schedule

Save time and upload your current business insurance policy schedule.

Please provide additional details on how we can assist you:

Anything else you would like us to know?

Thank you for choosing Ausure.
Your enquiry has been received and is now with our specialist team.
We’ll be in touch shortly to discuss your insurance requirements and guide you through the next steps.

We compare policies from trusted insurers, to find you the right cover at an affordable price for your Business Insurance.

The Insurance Quote Process

Information about your Business

You will be required to complete a fact find about your business which allows us to approach insurers for a quote to provide insurance.

We Approach Insurers

Once we have the information we need, we will approach a number of reputable insurers in the market that we believe will provide you with the right cover.

Compare Quotes

We will present you with quotations obtained from the insurers. The quotes will often vary on cover and price and we will explain the differences, allowing you to make an educated decision.

Full Claims Management

We fight as your ally at claim time. We work for you, not the insurer. We manage the entire claims process for you, so you can focus on your business.

FAQ About Insurance for the Property Sector

What types of insurance coverage are essential for my real estate business?

Essential coverage includes professional indemnity insurance, public liability insurance, property insurance, and business interruption insurance. Depending on your operations, you may also need cyber insurance, workers’ compensation insurance, and landlord insurance. It’s important to speak to an insurance broker who can complete a full risk assessment and provide tailored advice for your business to ensure you get the right protection.

How does the coverage provided by different insurers compare?

Coverage varies by insurer in terms of policy limits, exclusions, and additional benefits. It’s important to review policy documents, compare key features, and consult with an insurance broker to understand the differences. An Ausure Insurance Broking specialist can educate you on the difference policies available so you can make an educated decision based on protection and budget.

Do commercial property real estate agents need different insurance to residental real estate agents in australia?

Yes, commercial property real estate agents often need different insurance coverage compared to residential real estate agents in Australia due to the varying nature of their activities, clients, and associated risks. Speak to an Insurance Broker who can provide a tailored insurance solution specific to your business operations.

Insurance for businesses in the property sector can be confusing. Understanding policy exclusions and the differences in cover between insurers can be difficult. Using an Ausure Insurance Broker will offer peace of mind – knowing you have the right cover in place for your Business.

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We're here to help with your business insurance needs.

Ph: 1300 587 225

Email: ausure@ausure.com.au

Prefer to meet in person? Find your local broker here.

The types of Business Insurance we can help with:

Professional Indemnity Insurance
Public Liability Insurance
Property Insurance
Business Interruption Insurance
Workers’ Compensation Insurance
Cyber Insurance
Environmental Liability Insurance
Directors and Officers (D&O) Insurance
Landlord Insurance
Rental Income Protection Insurance
Commercial Motor Insurance
Glass Insurance
Transit Insurance
Tenant Default Insurance
Machinery Breakdown Insurance

The types of Industries we can assist:

Real Estate Agencies
Property Management Companies
Commercial Real Estate Firms
Residential Real Estate Firms
Real Estate Developers
Real Estate Appraisers
Real Estate Brokers
Real Estate Consultants
Property Maintenance Services
Leasing Agencies
Real Estate Marketing Firms
Real Estate Law Firms
Mortgage Brokers
Auction Houses
Estate Planning and Management Firms
Facilities Management Companies
Building Inspectors
Property Surveyors

Business Insurance in Queensland, Victoria, Western Australia, South Australia, Tasmania, New South Wales and the Northern Territory.

	Yes	No
Audit & Investigation
Employee Dishonesty
Electronic Equipment
Machinery Breakdown
Machinery Business Interruption
Motor Business Interruption
Product Recall

	Yes	No	Not Sure
Customers Vehicles at Business
Customers Vehicles on Road
Driving Risk
Faulty Workmanship
Liability for Customers Vehicles