Retail Trade

Retail is a rapidly changing and evolving industry that is being dramatically affected by greater overseas sourcing from countries such as China, improved technology and the growth of online, supermarket and discount stores. Retail profits are being squeezed as labour costs get higher and profit margins slimmer.

If the business is interrupted for any reason, getting profits back on track is hard enough. But if the premises is damaged, e.g. by fire or storm, an insurance policy against loss of profits for a specified period will help to rebuild the business and retain or regain customers. Our Ausure Advisers understand retail and will help you consider all the things that might affect your business operations – even liability arising from your products including your obligation to recall them if they are likely to endanger your customers.

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The number of businesses we proudly protect just like yours, Australia wide.

What insurance should you consider?

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Trade Credit
Trade Credit insurance can protect your business against commercial bad debts. If you trade or sell goods on a credit…
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Workers Compensation
If you’re a business owner, it’s easy to assume that accidents won’t happen at your workplace. But the statistics say…
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Business Interruption
If your business suffered an unexpected disruption, such as a fire, flood or storm, or a major supplier closes because…
Cyber Insurance (1)
Cyber
Cyber protection insurance is a relatively new form of cover. It’s designed to help protect your business from the financial…
Carpenter planning and thinking about problem
Stand Alone Liability Insurance
Industries Administrative and Support services Education and training Private: Financial Services IT and Communication Professional and Consulting Services Get a…
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Individual & Group Insurance
Industries Administrative and Support services Aviation Building and Construction Education and training Farming and Agriculture Private: Financial Services Hospitality IT…
Carpenter planning and thinking about problem
Defamation Insurance
Defamation Insurance is also called calumny, vilification, slander (for verbal statements), and libel (for written or published words). Defamation is…
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Management Liability Insurance
Management Liability Insurance can protect Directors and Officers for legal liability they may incur personally in managing a corporation, it…
Medical Malpractice
Medical Malpractice Insurance
Medical Malpractice insurance can provide cover against claims that a health care provider was negligent, had failed to meet the…
Australian Business Insurance (2)
Professional Indemnity Insurance
Professional Indemnity insurance can protect professionals for claims which may be made against them alleging a breach of professional duty. The…
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Motor Composite Insurance
Motor Composite can provide protection against loss or damage to your vehicles, as well as legal liability for loss or…
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Motor Trades Insurance
Motor Trades Insurance can provide similar cover to a business package and can be extended for specific covers relating to the motor…
Corporate Travel
Corporate Travel Insurance
Corporate Travel insurance can provide companies and their employees with a variety of covers ranging from medical treatment, emergency medical…
Machinery Insurance
Machinery Insurance
Machinery Insurance can cover physical loss or damage to equipment caused by mechanical breakdown. Industries Manufacturing Mining Hospitality Retail Trade…
Commercial Strata
Commercial Strata Insurance
Commercial Strata Insurance is designed for Commercial buildings under a strata scheme.  It can provide cover for the building and…
Crane and construction site
Industrial Special Risks Insurance
An Industrial Special Risks Insurance policy typically protects the Insured against losses involving assets and business interruption arising from physical…
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Commercial Motor
A Commercial Motor Vehicle Insurance policy can provide cover against theft and accidents for business vehicles and trucks. Industries Logistics…
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Motor Fleet Insurance
A Fleet Policy covers company cars and trucks under the one insurance policy. It can save a business significant time on…
Professional Indemnity (1)
Office Package Insurance
Office Package insurance offers protection against office-related risks for commercial offices, including coverage for consultants, medical practitioners and other professionals.…
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Business Package Insurance
A Business Package Insurance policy offers protection against a variety of risks for businesses in all industry sectors. Business Package…
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Accident and Health
Insurance coverage that can protect policyholders from losses incurred from injuries resulting from accidents or illness. Covers products such as…

Let us help you with your Retail Trade Insurance needs.

Get a quote today...