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Retail Trade Insurance

Find and Compare Retail Trade Insurance

Insurance for your Retail Business

Insurance is an essential component of risk management for retail shops in Australia.

Having the right insurance program can protect against financial losses due to unexpected events or claims arising.

If the business is interrupted for any reason, getting profits back on track is hard enough. But if the premises is damaged, e.g. by fire or storm, an insurance policy against loss of profits for a specified period will help to rebuild the business and retain or regain customers.

Our Ausure Advisers understand retail and will help you consider all the things that might affect your business operations – even liability arising from your products including your obligation to recall them if they are likely to endanger your customers.

Request a Quote from Ausure for your Retail Business

Complete the contact form below to let us know how Ausure can assist you with your insurance needs. Know what insurance you need? It takes a little longer, but you can complete the full Business Insurance Enquiry form here.  which provides us with all of the information we need to get started on your quotes.

You can also save time by uploading a copy of your current policy schedule. Once you have submitted your request, an Ausure representative will be in touch within 24 hours to discuss your request. Once we have all the information we need, an Ausure broker will approach the market and provide you with a number of comparable quote and price options.

Speak to Ausure Insurance Brokers about your Business Insurance

Please let us know how we can help you with your insurance needs.  

You can upload a copy of your most recent policy schedule below, which will save time and help us understand what type of insurance you need. On the next page, we will ask you a few more questions about your business. 

Tell us a little about your business.

About your business

Business Address Details

The Insurance Quote Process

Information about your Business

You will be required to complete a fact find about your business which allows us to approach insurers for a quote to provide insurance.

We Approach Insurers

Once we have the information we need, we will approach a number of reputable insurers in the market that we believe will provide you with the right cover.

Compare Quotes

We will present you with quotations obtained from the insurers. The quotes will often vary on cover and price and we will explain the differences, allowing you to make an educated decision.

Full Claims Management

We fight as your ally at claim time. We work for you, not the insurer. We manage the entire claims process for you, so you can focus on your business.

Frequently Asked Questions About Retail Insurance

How can I determine the right amount of coverage for my retail business?

Assess your business risks, consult with an insurance broker, and review the requirements of your lease agreements and business contracts to ensure you get the right amount of protection for your retail store. An Ausure insurance broker can assist you to understand what insurance you need and make an educated decision based on cover and budget. 

What types of insurance do I need for my retail business?

Retail business owners typically need general liability insurance, property insurance, business interruption insurance, workers’ compensation insurance, and product liability insurance.

What factors affect the cost of my business insurance premiums for my retail store?

Factors that affect the cost of your premiums include the type and size of your business, location, claims history, and the level of coverage selected. An Ausure Insurance Broker can help you make an educated decision based on your coverage needs and your budget. 

Business Insurance for your retail store can be confusing. Understanding policy exclusions and the differences in cover between insurers can be difficult. Using an Ausure Insurance Broker will offer peace of mind – knowing you have the right cover in place for your Business. 


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We are the trusted, Retail Trade Insurance experts in Australia.

Ausure we care Insurance Broker

Ausure can assist with all of your business insurance needs, Australia wide. 

The types of Business Insurance we can help with:

  • Public Liability Insurance
  • Product Liability Insurance
  • Property Insurance
  • Business Interruption Insurance
  • Workers’ Compensation Insurance
  • Cyber Insurance
  • Professional Indemnity Insurance
  • Stock and Contents Insurance
  • Theft Insurance
  • Glass Insurance
  • Portable Equipment Insurance
  • Money Insurance
  • Employment Practices Liability Insurance
  • Key Person Insurance
  • Transit Insurance
  • Commercial Vehicle Insurance

The types of Retail Businesses we assist:

  • Clothing and Apparel Stores
  • Grocery Stores and Supermarkets
  • Department Stores
  • Electronics and Appliance Stores
  • Home Goods and Furniture Stores
  • Hardware and DIY Stores
  • Health and Beauty Stores
  • Specialty Food Stores
  • Toy and Game Stores
  • Bookstores
  • Jewelry Stores
  • Sporting Goods Stores
  • Pet Stores
  • Automotive Parts and Accessories Stores
  • Convenience Stores
  • Pharmacies

Business Insurance in Queensland, Victoria, Western Australia, South Australia, Tasmania, New South Wales and the Northern Territory.

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