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Tradies Insurance

Find and Compare Trades Insurance Quotes

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Compare Trades Insurance Quotes

Whether you’re a Tradie looking for insurance to get on site tomorrow, or a business owner who wants to protect their livelihood – we provide insurance and peace of mind to thousands of tradies, Australia– wide. From insuring your work ute and tools, right through to Personal Accident and Trade Credit Insurance for tradies, we can get you sorted.  

As a tradie (tradesperson), there are several types of insurance that you may need to protect yourself, your business, and your clients. The specific insurance requirements can vary depending on your location, trade, and the nature of your work. 

Complete the contact form below to let us know how Ausure can assist you with your insurance needs. 

You can also save time by uploading a copy of your current policy schedule. Once you have submitted your request, an Ausure representative will be in touch within 24 hours to discuss your request. Once we have all the information we need, an Ausure broker will approach the market and provide you with a number of comparable quote and price options.

Request a Quote for Your Insurance Needs


Before we get started, what type of service are you looking for?

A full review by an Insurance Broker
Full Review to assess what insurances are required by a Insurance Broker 

I know what I need - no advice or review required
No review or advice - quotes for insurance covers and limits you request. Depending on your enquiry, we may require additional information to provide a quote. 










Business Details





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Business Activities
Do you do any work or provide services to customers in the following industries?
  • Manufacturing
  • Civil Works
  • Aviation
  • Marine
  • Mining
  • Oil and Gas
  • Public Utilities
Types of Services/Work Completed
If you are unsure or would like more information on any of the cover types, select 'Yes'.
Insurance Basics
Insurance types that are essential for most business and industry types.
Yes

Business Insurance Types Generally Required
Covers that are commonly required for most Businesses.
Yes

Yes No
Yes No

Yes No Not Sure

Farm Insurance Cover Options
Yes
Personal Insurance Cover Options
Yes


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Customise Your Liability Insurance

Customise Your Personal Accident Insurance





Customise Your General Property (Tools) Insurance






















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Duty of Disclosure

Please Review Carefully

Before proceeding, ensure you disclose all relevant information. Non‑disclosure may lead to denial or reduction of claims, cancellation of your policy, or voiding of the contract (in cases of fraud). If anything below triggers a “Yes”, be prepared to provide details when requested.

  1. Have you ever had an insurance policy cancelled, declined, or had special terms imposed?
  2. Have you ever been declared bankrupt?
  3. Have you ever been involved in a company or business that became insolvent or was subject to insolvency or voluntary administration (e.g. liquidation or receivership)?
  4. Have you ever been convicted of any criminal offence (other than minor traffic convictions)?
  5. Have you ever been liable for any civil offence or pecuniary penalty (exceeding $5,000)?

Claims History

  1. Have you ever had a claim declined or refused due to fraud, suspected fraud or suspicious circumstances?
  2. Have you had any Business or Personal Insurance claims in the last 5 years?
  3. Within the last 5 years, have you ever been charged or convicted of a criminal offence?

Your Contact Details





Your Existing Policy Details

To assist us in forwarding your enquiry to your current Insurance Broker, please provide details relating to your existing policies below.



Address Details 

Providing your address will allow us to allocate your enquiry to the appropriate team.





Tell us About Your Farm







Thank you for choosing Ausure.

Your enquiry has been received and is now with our specialist team. 

We’ll be in touch shortly to discuss your insurance requirements and guide you through the next steps.


What Insurance do Tradies need?

Tradies in Australia need insurance for a few important reasons. Firstly, it’s often a requirement by law to have insurance like public liability insurance to work as a tradie, which protects everyone if an accident or damage happens; secondly, insurance helps with financial stress by covering the costs of legal claims. Insurance claims can be expensive and could lead to a tradie’s business failing. . Insurance also shows clients that the tradie is serious and trustworthy; It proves that they take responsibility for any unexpected problems. Having insurance gives tradies peace of mind and lets them focus on their work, knowing they have support if anything goes wrong. 

Personal Accident

Individual Personal Accident Insurance Coverage as a result of injury, sickness, death or disability for individuals and/or sole traders with various scopes of cover to choose from.
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Public Liability

Public Liability Insurance is for claims made against your business because its damaged someone’s property or accidentally injured a person.
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Business for Tradies

Tradies that own their own business need to consider different types of policies to those that work for the company as contractors.
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General Property

Get the items that keep you working insured - from mobile phones, laptops and computers right through to tools - we got you covered.
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Commercial Motor

Commercial Motor will protect you in the event of an accident, theft or damage to your work vehicle.
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Trade Credit

If you offer credit terms to your clients, Trade Credit Insurance protects you from potentially being left out of pocket if clients fail to pay.
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The Insurance Quote Process

Information about your Business

You will be required to complete a fact find about your business which allows us to approach insurers for a quote to provide insurance.

We Approach Insurers

Once we have the information we need, we will approach a number of reputable insurers in the market that we believe will provide you with the right cover.

Compare Quotes

We will present you with quotations obtained from the insurers. The quotes will often vary on cover and price and we will explain the differences, allowing you to make an educated decision.

Full Claims Management

We fight as your ally at claim time. We work for you, not the insurer. We manage the entire claims process for you, so you can focus on your business.

Frequently Asked Questions About Tradies Insurance

What types of insurance do I need as a tradie?

The types of insurance you need as a tradie depend on factors such as the nature of your work, the industry you’re in, and regulatory requirements. However, common types of insurance for tradies include public liability insurance, tool insurance, income protection insurance, and vehicle insurance.

How much does public liability insurance cost for tradies?

The cost of public liability insurance for tradies varies depending on factors such as the type of work you do, the level of coverage required, location, claims history, and annual turnover. Premiums can range from a few hundred dollars to several thousand dollars per year, depending on your risk profile and coverage needs.

What does tool insurance cover, and do I need it?

Tool insurance protects your valuable tools and equipment against theft, loss, or damage. It typically covers the cost of repairing or replacing stolen or damaged tools, allowing you to continue working without significant disruption. Tool insurance is crucial for Tradies to ensure you aren’t left out of pocket should your tools get stolen. 

Insurance requirements can vary depending on your trade. Depending on the work you do, whether you run your own business, or work as a contractor – it’s important to get the right advice. Speak to an Ausure Insurance Broker for an obligation free chat on the insurance you need.

We're here to help with your Tradies Insurance.

Ausure
Ph: 1300 587 225 
Email: ausure@ausure.com.au
Prefer to meet in person? Find your local broker here. 

 

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Tradies Insurance Business Owners

Did you know? Getting an independent insurance review is an integral part to ensuring that not only you have the correct cover in place with no unknown risk exposures, but to check you’re not paying too much for cover you don’t need. When was the last time you reviewed your insurances? Contact us today for an obligation free review of your cover. 

We compare policies from trusted insurers, to find you the right cover at an afforable price.

We are the trusted, Tradies Insurance experts in Australia.

Ausure we care Insurance Broker

Ausure are part of Australasia’s largest general insurance broker network, the Steadfast Group. We leverage Steadfast’s scale to ensure our clients have access to a wide range of insurance companies, a broad range of products, exclusive policy options, and of course, competitive pricing. And when the time comes and you need to make a claim, you will have the backing of Steadfast behind you. 

Steadfast Broker

Ausure can assist with all of your tradie insurance needs, Australia wide. 

The types of Insurance we can help with:

  • Public Liability Insurance
  • Tool Insurance
  • Trades Insurance
  • Business Package Insurance
  • Professional Indemnity Insurance
  • Commercial Motor and Fleet Insurance
  • Entertainment Insurance
  • Earthmoving Equipment Insurance
  • Commercial Property Insurance
  • Strata Insurance
  • Car and Motorbike Insurance
  • Office Insurance
  • Plant and Equipment Insurance
  • Retail Insurance
  • Transit Cover Insurance
  • Aviation Insurance
  • Safety Services
  • Professional and Consulting Services

The types of Tradies we assist:

  • Insurance for Plumbers
  • Insurance for Carpenters
  • Insurance for Builders
  • Insurance for Gardeners
  • Insurance for Installers
  • Insurance for Cabinet Makers
  • Insurance for Concreters
  • Insurance for Roofers
  • Insurance for Painters
  • Insurance for Glaziers
  • Insurance for Tilers
  • Insurance for Plasterers
  • Insurance for Handyman
  • Insurance for Landscapers
  • Insurance for Electricians
  • Insurance for Sole Traders 
  • Insurance for Tradies
  • Insurance for Business Owners
  • Insurance for Building and Civil Construction

Trades Insurance in Queensland, Victoria, Western Australia, South Australia, Tasmania, New South Wales and the Northern Territory.

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