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Tradies Insurance

Find and Compare Trades Insurance Quotes

Compare Trades Insurance Quotes

Whether you’re a Tradie looking for insurance to get on site tomorrow, or a business owner who wants to protect their livelihood – we provide insurance and peace of mind to thousands of tradies, Australia wide. From insuring your work ute and tools, right through to Personal Accident and Trade Credit Insurance for tradies, we can get you sorted.  

As a tradie (tradesperson), there are several types of insurance that you may need to protect yourself, your business, and your clients. The specific insurance requirements can vary depending on your location, trade, and the nature of your work. 

Complete the contact form below to let us know how Ausure can assist you with your insurance needs. 

You can also save time by uploading a copy of your current policy schedule. Once you have submitted your request, an Ausure representative will be in touch within 24 hours to discuss your request. Once we have all the information we need, an Ausure broker will approach the market and provide you with a number of comparable quote and price options.

Request a Quote from Ausure Insurance Brokers for your Business Insurance

Let's get you some quotes - tell us a little about you. 

If your business or occupation does not appear in the list, please select 'Other'.

Please note that we are unable to assist with event, market stall or short term insurance
(less than 12 months).

Tell us a little about your business.

Tell us a little about your business.

Tell us about you.

Tell us a little more about your business.

We're going to ask you some questions about your requirements so that we can get the quote process started. The more details you give us, the quicker we are able to go to market to provide you with comparable quotes. If you are unsure what you need or prefer to talk with someone, please skip through the pages and submit the quote request. 

If you are unsure to any of the answers - please leave them blank.


Here are some insurances that apply to most businesses.

Legal liability for injury or damage arising from your business or products.
Your portable business equipment - such as tools for a tradie.
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.

Protects premises from covered events such as theft, fire,  or natural disasters.

Loss of business income and increased expenses following a Fire & Perils loss
The maximum amount covered for the loss of a business's gross profit due to an interruption caused by an insured event.
The specified time frame during which a policy provides coverage for losses following an insured event.

Theft of property following forcible/violent entry to the premises
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.

Theft of property following forcible/violent entry to the premises

Theft of property following forcible/violent entry to the premises
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.

Theft of property following forcible/violent entry to the premises
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.
Coverage that protects against the loss or damage of perishable goods, such as food or pharmaceuticals, due to breakdown or failure of refrigeration or cooling systems.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.

Can protect a business and its assets from financial loss due to unexpected
events, accidents, or liabilities that occur to goods whilst in transit.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.

Can protect businesses against financial loss due to damage
or liability resulting from the use of commercial vehicles.
Vehicle Details
Cover Type

The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.

About the Vehicle

Insurance Specialty Covers - this applies to some businesses.

Some businesses require additional Insurance coverage. Please indicate below if you would like to know more information on any of these specialty Insurance Products.
Cover for Mobile Plant and Machinery and liability from their use
Machinery Details
Cover Type

* Agreed value option requires a licensed valuers written assessment of value of Machine

Sum Insured should be the Market Value of the machine and include the value of attachments and accessories or separately list and declare.
About the Machine/Equipment

Use of Machine/Equipment

Are any of your machines used or expected to be used:

Yes No

Can help mitigate financial losses resulting from cyber attacks,
data breaches, and other cyber-related risks.
Protects businesses and professionals from
loss due to professional negligence.
Protects businesses and managers for
employment actions, statutory obligations + others.
Can protect a business from financial losses due to
customers' inability to pay for goods or services on credit terms.
Costs of recalling/replacing products incl expert advice and brand management.
Protects builders/contractors from losses due to construction damage.
Protects businesses from from unexpected financial
losses whist employees are travelling.
Aircraft and/or liability associated with aircraft, airports or hangers
Commercial vessels and liability
Liability whilst repairing or working on vessels
Loss of income and expenses due to weather/non-appearance of performers
Legal expenses to defend patent, trademark or copyright
Protection for people who are injured whilst doing voluntary work
Your liability for injury to employees
Personal Accident Required Information

Personal Accident provides cover for accidents only. Personal Accident & Sickness will include Sickness also. Please note this does not extend to any pre-existing conditions.

Receive payments monthly or annually at claim time.

Period between when the claim occurs and when you will begin to receive payment.

In the event of a claim, how long will you receive payment.

Amount per week you would like to receive in the event of a claim. (Must be a true reflection of your earnings)

The lump sum that a policy can pay you if you suffer a permanent injury that leaves you unable to work. This is an additional payment to your weekly sum insured.

Declaration and Duty of Disclosure

When you apply for an insurance policy, or renew or extend your existing policy, you have to tell the insurer everything about you and your situation that is relevant or could reasonably be expected to be relevant to the insurer’s decision to insure you. You don’t need to disclose something you don’t know, that reduces the insurer’s risk, that is common knowledge, that the insurer knows or ought to know, or something that’s not relevant or the insurer has told you that you don’t need to disclose. With insurance, honesty is the best policy.

Disclosure Questions

If you answer 'Yes' to any of the questions, please enter full details below. 
Yes No

Claim Details

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What Insurance do Tradies need?

Tradies in Australia need insurance for a few important reasons. Firstly, it’s often a requirement by law to have insurance like public liability insurance to work as a tradie, which protects everyone if an accident or damage happens; secondly, insurance helps with financial stress by covering the costs of legal claims. Insurance claims can be expensive and could lead to a tradie’s business failing. . Insurance also shows clients that the tradie is serious and trustworthy; It proves that they take responsibility for any unexpected problems. Having insurance gives tradies peace of mind and lets them focus on their work, knowing they have support if anything goes wrong. 

Personal Accident

Individual Personal Accident Insurance Coverage as a result of injury, sickness, death or disability for individuals and/or sole traders with various scopes of cover to choose from.

Public Liability

Public Liability Insurance is for claims made against your business because its damaged someone’s property or accidentally injured a person.

Business for Tradies

Tradies that own their own business need to consider different types of policies to those that work for the company as contractors.

General Property

Get the items that keep you working insured - from mobile phones, laptops and computers right through to tools - we got you covered.

Commercial Motor

Commercial Motor will protect you in the event of an accident, theft or damage to your work vehicle.

Trade Credit

If you offer credit terms to your clients, Trade Credit Insurance protects you from potentially being left out of pocket if clients fail to pay.

The Insurance Quote Process

Information about your Business

You will be required to complete a fact find about your business which allows us to approach insurers for a quote to provide insurance.

We Approach Insurers

Once we have the information we need, we will approach a number of reputable insurers in the market that we believe will provide you with the right cover.

Compare Quotes

We will present you with quotations obtained from the insurers. The quotes will often vary on cover and price and we will explain the differences, allowing you to make an educated decision.

Full Claims Management

We fight as your ally at claim time. We work for you, not the insurer. We manage the entire claims process for you, so you can focus on your business.

Frequently Asked Questions About Tradies Insurance

What types of insurance do I need as a tradie?

The types of insurance you need as a tradie depend on factors such as the nature of your work, the industry you’re in, and regulatory requirements. However, common types of insurance for tradies include public liability insurance, tool insurance, income protection insurance, and vehicle insurance.

How much does public liability insurance cost for tradies?

The cost of public liability insurance for tradies varies depending on factors such as the type of work you do, the level of coverage required, location, claims history, and annual turnover. Premiums can range from a few hundred dollars to several thousand dollars per year, depending on your risk profile and coverage needs.

What does tool insurance cover, and do I need it?

Tool insurance protects your valuable tools and equipment against theft, loss, or damage. It typically covers the cost of repairing or replacing stolen or damaged tools, allowing you to continue working without significant disruption. Tool insurance is crucial for Tradies to ensure you aren’t left out of pocket should your tools get stolen. 

Insurance requirements can vary depending on your trade. Depending on the work you do, whether you run your own business, or work as a contractor – it’s important to get the right advice. Speak to an Ausure Insurance Broker for an obligation free chat on the insurance you need.

We're here to help with your Tradies Insurance.


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Tradies Insurance Business Owners

Did you know? Getting an independent insurance review is an integral part to ensuring that not only you have the correct cover in place with no unknown risk exposures, but to check you’re not paying too much for cover you don’t need. When was the last time you reviewed your insurances? Contact us today for an obligation free review of your cover. 

We compare policies from trusted insurers, to find you the right cover at an afforable price.

We are the trusted, Tradies Insurance experts in Australia.

Ausure we care Insurance Broker

Ausure are part of Australasia’s largest general insurance broker network, the Steadfast Group. We leverage Steadfast’s scale to ensure our clients have access to a wide range of insurance companies, a broad range of products, exclusive policy options, and of course, competitive pricing. And when the time comes and you need to make a claim, you will have the backing of Steadfast behind you. 

Steadfast Broker

Ausure can assist with all of your tradie insurance needs, Australia wide. 

The types of Insurance we can help with:

  • Public Liability Insurance
  • Tool Insurance
  • Trades Insurance
  • Business Package Insurance
  • Professional Indemnity Insurance
  • Commercial Motor and Fleet Insurance
  • Entertainment Insurance
  • Earthmoving Equipment Insurance
  • Commercial Property Insurance
  • Strata Insurance
  • Car and Motorbike Insurance
  • Office Insurance
  • Plant and Equipment Insurance
  • Retail Insurance
  • Transit Cover Insurance
  • Aviation Insurance
  • Safety Services
  • Professional and Consulting Services

The types of Tradies we assist:

  • Insurance for Plumbers
  • Insurance for Carpenters
  • Insurance for Builders
  • Insurance for Gardeners
  • Insurance for Installers
  • Insurance for Cabinet Makers
  • Insurance for Concreters
  • Insurance for Roofers
  • Insurance for Painters
  • Insurance for Glaziers
  • Insurance for Tilers
  • Insurance for Plasterers
  • Insurance for Handyman
  • Insurance for Landscapers
  • Insurance for Electricians
  • Insurance for Sole Traders 
  • Insurance for Tradies
  • Insurance for Business Owners
  • Insurance for Building and Civil Construction

Trades Insurance in Queensland, Victoria, Western Australia, South Australia, Tasmania, New South Wales and the Northern Territory.

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